185 S Jackson St, Ney, OH 43549 Property Records

Defiance County property record for 185 S Jackson St, Ney, OH 43549

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1939
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$815 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L160021B07300`

Property Details

APN / Parcel Number

Primary APN	`L160021B07300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	720 sqft Living Area
1st Floor Area	480 sqft
Upper Floors Area	240 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	185 S JACKSON ST
City	NEY
State	OH
Zip	43549-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANNAS FIRST ADD LOT 8
Legal Subdivision	HANNAS FIRST ADD
Legal Lot Number	8
Jurisdiction	DEFIANCE OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2042
Census Tract	958200

Owner

Source: Defiance County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	185 S JACKSON ST, NEY, OH 43549-2209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Oct 15, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Feb 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1998
Deed Sale	Jan 1, 1998
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	185 S JACKSON ST, NEY, OH 43549-2209
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	417/1942
Date	Feb 1, 2019
Book Page	417/1942
Instrument	201900000349

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 16, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	185 S JACKSON ST, NEY, OH 43549-2209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 S JACKSON, NEY, OH 43549-2209

Mortgage

Document Number	415/1767
Date	Oct 15, 2018
Book Page	415/1767
Instrument	201800004444

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	185 S JACKSON ST, NEY, OH 43549-2209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	417/1924
Date	Feb 1, 2019
Book Page	417/1924
Instrument	201900000348

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jan 22, 2029

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Washington Township
Municipality	Ney Village
Unified School District	Central Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$815.00	$22,120 (-) Land $1,840 Building $20,280
2024	$815.00 (+4.09%)	$22,120 (+4.14%) Land $1,840 Building $20,280
2023	$783.00 (+20.46%)	$21,240 (+27.49%) Land $1,840 Building $19,400	$63,199 (+32.74%) Land $5,257 Building $57,942
2022	$650.00	$16,660 Land $1,840 Building $14,820
2020			$47,610 Land $5,270 Building $42,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1998–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEY VILLAGE serves 854 people · EPA ID OH2000512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Sherwood Mutual Fiber	1,000 / 500
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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