Midland County property record for 185 S Homer Rd, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 875 sqft |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,900 (Oct 2022) |
| Tax Bill | $1,644 (2022) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-023-200-170-00 |
| Primary APN | 040-023-200-170-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 875 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 04002320017000 |
|---|---|
| Street Address | 185 S HOMER RD |
| City | MIDLAND |
| State | MI |
| Zip | 48640-8367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 23 T14N R1E COM 439.12 FT S OF N 1/8 COR ON W SEC LN, TH E 242 FT, S 109.12 FT, W 242 FT, N 109.12 FT. |
| Legal Range | 01E |
| Legal Township | 14N |
| Legal Section | 23 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | HOMER |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 291200 |
185 S Homer Rd is owned and occupied by an individual who bought it in October 2022.
Source: Midland County records, as of June 19, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 805 E ISABELLA RD, MIDLAND, MI 48640-8326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2022 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| May 30, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2022 · Amount on File |
| Deed Sale | Oct 4, 2022 · Amount on File |
| Prior Sale | May 30, 2019 · Amount on File |
| Deed Document Number | 0001660739 |
| Deed Book / Page | 1660 / 739 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Oct 4, 2022 |
| Property Address | 185 S HOMER RD, MIDLAND, MI 48640-8367 |
| Document Number | 001660/739 |
| Book / Page | 1660 / 739 |
| Instrument Date | Oct 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 185 S HOMER RD, 185, MIDLAND, MI 48640-8367 |
| Name | Verified Name |
|---|---|
| Address | 805 E ISABELLA RD, MIDLAND, MI 48640-8326 |
| Document Number | 0001660740 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 1660/740 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Number | 001660/741 |
|---|---|
| Date | Oct 4, 2022 |
| Book Page | 1660/741 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GLEN BURNIE, MD 21061 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | May 30, 2019 |
| Property Address | 185 S HOMER RD, MIDLAND, MI 48640-8367 |
| Document Number | 01624/00916 |
| Book / Page | 01624 / 00916 |
| Instrument Date | May 24, 2019 |
| Instrument | 01624-00916 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $640.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1370 CHARLES AVE APT 302, 302, ALMA, MI 48801-9219 |
Source: Midland County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Homer Township |
| Unified School District | Midland Public Schools (KG - 12) |
FEMA maps place 185 S Homer Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 19 (2004–2020) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 S Homer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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