185 S Belfast Ave, Augusta, ME 04330 Property Records

Kennebec County and Augusta City property record for 185 S Belfast Ave, Augusta, ME 04330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,596 sqft · built 1937
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$420,500 (Apr 2023)
Tax Bill	$3,845 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`96660`

Property Details

APN / Parcel Number

Primary APN	`96660`
Alternative APN	`AUGU M:00010 B:00012 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,596 sqft Living Area
Gross Area	3,984 sqft
1st Floor Area	1,200 sqft
Attic	Attic
Attic Area	596 sqft
Basement Area	772 sqft
Unfinished Basement	772 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	96660
Street Address	185 S BELFAST AVE
City	AUGUSTA
State	ME
Zip	04330-8243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12
Jurisdiction	AUGUSTA ME
Township / Civil Division	AUGUSTA
Census Block Group	4
Census Block	4001
Census Tract	10100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

185 S Belfast Ave is owned and occupied by two individuals who bought it in April 2023.

Source: Kennebec County and Augusta City records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	185 S BELFAST AVE, AUGUSTA, ME 04330-8243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · FHA Mortgage NAVY FEDERAL CREDIT UNION
May 26, 2021	Deed of Trust, Mortgage · ARM KENNEBEC SAVINGS BANK
Apr 10, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Sep 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023 · Amount on File
Deed Sale	Apr 10, 2023 · Amount on File
Prior Sale	Sep 28, 2021 · Amount on File
Deed Document Number	20236082
Deed Book / Page	14730 / 310
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA ME
Recording Date	Aug 25, 2026
Property Address	185 S BELFAST AVE, AUGUSTA, ME 04330-8243
Document Number	0000019601
Book / Page	15835 / 286
Instrument Date	Aug 19, 2026
Instrument	202619601
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 S BELFAST AVE, AUGUSTA, ME 04330-8243

Mortgage

Document Number	0000019601,
Date	Aug 25, 2026
Book Page	15835/286
Instrument	202619601

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA ME
Property Address	185 S BELFAST AVE, AUGUSTA, ME 04330-8243
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021014088
Date	May 26, 2021
Book Page	14023/49
Instrument	2021014088

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2024
Index	3-Year CMT
Margin	3

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AUGUSTA ME
Recording Date	Apr 10, 2023
Property Address	185 S BELFAST AVE, AUGUSTA, ME 04330-8243
Document Number	2023006082
Book / Page	14730 / 310
Instrument Date	Apr 7, 2023
Instrument	2023006082
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	70 ELM ST, GARDINER, ME 04345-2422

Mortgage

Document Number	2023006083
Date	Apr 10, 2023
Instrument	2023006083

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AUGUSTA ME
Recording Date	Sep 28, 2021
Property Address	185 S BELFAST AVE, AUGUSTA, ME 04330-8243
Document Number	2021028120
Book / Page	14190 / 131
Instrument Date	Sep 15, 2021
Instrument	2021028120
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	823 4TH AVE NW, GREAT FALLS, MT 59404-2406

Mortgage

Document Number	2021028121
Date	Sep 28, 2021
Instrument	2021028121

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 185 S Belfast Ave was $3,845, up 2.5% from the year before.

Source: Kennebec County and Augusta City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Augusta City
Unified School District	Augusta (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,845.00 (+2.51%)	$157,600 (-) Land $41,900 Building $115,700
2024	$3,751.00 (+3.68%)	$157,600 (-) Land $41,900 Building $115,700
2023	$3,618.00 (+4.72%)	$157,600 (-) Land $41,900 Building $115,700	$277,305
2022	$3,455.00	$157,600 Land $41,900 Building $115,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 185 S Belfast Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	13 (1983–1988)
Most Recent Claim	Apr 1988 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 S Belfast Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER AUGUSTA UTILITY DISTRICT serves 13,750 people · EPA ID ME0090080
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed, Verizon.

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