Dane County property record for 185 Ryan St, Madison, WI 53704
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 522 sqft · built 1901 |
| Lot Size | 0.056 acres (2,479 sqft) |
| Owner | Individual Name on File |
| Last Sale | $47,700 (Jul 1997) |
| Tax Bill | $3,952 (2024) |
| Deeds & Mortgages | Feb 2026 Line of Credit Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0710-053-1103-1 |
| Primary APN | 0710-053-1103-1 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 522 sqft Living Area |
| 1st Floor Area | 522 sqft |
| Basement Area | 482 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 2,479 sqft (0.056 acres) |
| Deck Area | 165 sqft |
| Patio Area | 165 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 185 RYAN ST |
|---|---|
| City | MADISON |
| State | WI |
| Zip | 53704-5851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR-V1 |
| Legal Description | SECOND ADD TO FAIR OAKS BEG AT THE NW C OR OF LOT 2, TH SELY ALG THE LINE BETW L OTS 2 & 3, 71.4 FT, TH SLY TO A PT ON SW LY |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 05 |
| Legal Subdivision | SECOND ADD |
| Legal Block | 28 |
| Legal Lot Number | 2 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 2000 |
185 Ryan St is owned and occupied by an individual who bought it in July 1997.
Source: Dane County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 185 RYAN ST, MADISON, WI 53704-5851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Dec 18, 2025 | Deed of Trust, Mortgage CITY OF MADISON |
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1997 · Amount on File |
| Deed Sale | Jul 1, 1997 · Amount on File |
| Deed Document Number | 0092876426 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 185 RYAN ST, MADISON, WI 53704-5851 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006080512 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 6080512 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Address | COTTAGE GROVE, WI 53527 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 12, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 185 RYAN ST, MADISON, WI 53704-5851 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006070591 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 6070591 |
| Name | CITY OF MADISON |
|---|---|
| Type | Government Agency |
| Address | MADISON, WI 53701 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 185 RYAN ST, MADISON, WI 53704-5851 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005748366 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 5748366 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 21, 2041 |
| Rate Type | Fixed Rate |
|---|
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Madison City |
| Unified School District | Madison Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $243,200 Land $80,400 Building $162,800 | ||
| 2024 | $3,952.00 | $243,200 | |
| 2023 | $225,200 Land $80,400 Building $144,800 | ||
| 2022 | $3,768.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Ryan St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Ryan St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiteWire Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures