Saluda County property record for 185 Ruthell Ln, Saluda, SC 29138 · Last verified June 2026
| Property Type | Rural Home |
|---|---|
| Details | 1,404 sqft · built 2011 |
| Lot Size | 14 acres (609,840 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,900 (Apr 2009) |
| Tax Bill | $551 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-00-00-027 |
| Primary APN | 064-00-00-027 |
|---|
| Building Area | 1,404 sqft Living Area |
|---|---|
| 1st Floor Area | 1,404 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Mobile Home |
| Lot Area | 609,840 sqft (14 acres) |
| Cooling System | None |
|---|
| Street Address | 185 RUTHELL LN |
|---|---|
| City | SALUDA |
| State | SC |
| Zip | 29138-8213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DEED REF 874-254/1400-263 PLAT REF 874-251 |
| Jurisdiction | SALUDA SC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 960201 |
Source: Saluda County records · APN 064-00-00-027
Assessment roll updated December 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 185 RUTHELL LN, SALUDA, SC 29138-8213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AGSOUTH FARM CREDIT |
| Mar 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2009 · Amount on Record |
| Deed Sale | Apr 21, 2009 · Amount on Record |
| Prior Sale | Apr 21, 2009 · Amount on Record |
| Deed Book / Page | 874 / 254 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALUDA SC |
| Recording Date | May 18, 2026 |
| Property Address | 185 RUTHELL LN, SALUDA, SC 29138-8213 |
| Document Number | 0000019039 |
| Book / Page | 1553 / 44 |
| Instrument Date | May 13, 2026 |
| Instrument | 202619039 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 185 RUTHELL LN, SALUDA, SC 29138-8213 |
| Document Number | 0000019039, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 1553/44 |
| Instrument | 202619039 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALUDA SC |
| Property Address | 185 RUTHELL LN, SALUDA, SC 29138-8213 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001332/0236 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 1332/236 |
| Instrument | 20210-00005439 |
| Name | AGSOUTH FARM CREDIT |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Oct 01, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALUDA SC |
| Property Address | 185 RUTHELL LN, SALUDA, SC 29138-8213 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001403/0098 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 1403/98 |
| Instrument | 2023-00010082 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2043 |
Source: Saluda County records · Assessment roll updated December 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Saluda County |
| Unified School District | Saluda County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $551.00 (-4.84%) Homeowner's exemption | $2,610 (-) Land $400 Building $2,210 | $91,800 (-) Land $36,600 Building $55,200 |
| 2024 | $579.00 (+16.03%) Homeowner's exemption | $2,610 (-) Land $400 Building $2,210 | $91,800 (-) Land $36,600 Building $55,200 |
| 2023 | $499.00 (+5.05%) | $2,610 (-) Land $400 Building $2,210 | $91,800 (-) Land $36,600 Building $55,200 |
| 2022 | $475.00 Homeowner's exemption | $2,610 Land $400 Building $2,210 | $91,800 Land $36,600 Building $55,200 |
Source: FEMA National Flood Hazard Layer, Saluda County (45081C), updated March 27, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 50% of the US · above 54% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 877 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| CarolinaConnect Cooperative | Fiber | 1,000 / 1,000 |
| Spectrum | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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