185 Promenade St E, Montgomery, TX 77356 Property Records

Montgomery County property record for 185 Promenade St E, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	6.5 ba · 8,995 sqft · built 2002
Lot Size	0.466 acres (20,318 sqft)
Owner	2 Individual Names on Record
Tax Bill	$49,569 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`2615-25-03200`

Property Details

APN / Parcel Number

Primary APN	`2615-25-03200`
Alternative APN	`R215982`

Interior

Full Baths	6.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	31 Plumbing Fixtures
Stories	3 Stories
Building Area	8,995 sqft Living Area
Gross Area	10,433 sqft
1st Floor Area	4,231 sqft
2nd Floor Area	4,071 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	20,318 sqft (0.466 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,141 sqft
Parking Spaces	4 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	2,749 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	185 PROMENADE ST E
City	MONTGOMERY
State	TX
Zip	77356-8303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	S261525 - BENTWATER 25, BLOCK 4, LOT 5
Legal Subdivision	BENTWATER 25
Legal Block	4
Legal Lot Number	5
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1002
Census Tract	694304

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2805 SHADOW WOODS CT, HOUSTON, TX 77043-2469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Oct 18, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2019
Deed Sale	Oct 18, 2019
Prior Sale	May 20, 2010
Deed Document Number	201997722
Prior Transfer Date	Mar 11, 2009
Prior Transfer Doc	0000027860
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	185 PROMENADE ST E, MONTGOMERY, TX 77356-8303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014021
Date	Feb 13, 2020
Instrument	2020014021

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 18, 2019
Property Address	185 PROMENADE ST E, MONTGOMERY, TX 77356-8303
Document Number	0000097722
Instrument Date	Oct 18, 2019
Instrument	97722
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2805 SHADOW WOODS CT HOUSTON TX 770432469, HOUSTON, TX 77043-2469

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,344,391 (+1%)	$3,500,000 (-7.89%) Land $614,432 Building $2,885,568
2025	$49,569.00 (+7.09%) Homeowner's exemption	$3,040,355 (+1%) Land $614,432 Building $3,185,568	$3,800,000 (-1.01%) Land $614,432 Building $3,185,568
2024	$46,287.00 (+29.5%) Homeowner's exemption	$2,763,959 (-8.24%) Land $533,207 Building $3,305,472	$3,838,679 (+27.45%) Land $533,207 Building $3,305,472
2023	$35,742.00 Homeowner's exemption	$3,012,010 Land $533,210 Building $2,478,800	$3,012,010 Land $533,210 Building $2,478,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Nearby Flood Policies	92 in force
Nearby Flood Claims	7 (2017–2025)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Mar 2025 · river or lake flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 18 serves 7,608 people · EPA ID TX1700546
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Nextlink, Verizon.

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