185 Plum Tree Ln, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 185 Plum Tree Ln, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1987
Lot Size	3.09 acres (134,731 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Aug 2026)
Tax Bill	$683 (2026)
Deeds & Mortgages	Aug 2026 Sale Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-12-0094.0000`

Property Details

APN / Parcel Number

Primary APN	`08-12-0094.0000`
Alternative APN	`33-08-12-0094.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Modern
Construction Type	Frame
Lot Area	134,731 sqft (3.09 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	392 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	185 PLUM TREE LN
City	BERKELEY SPRINGS
State	WV
Zip	25411-5275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK FOREST S/D SEC 1 LOT 21 3.093 AC
Legal Subdivision	OAK FOREST S/D
Legal Lot Number	21
Jurisdiction	MORGAN WV
Township / Civil Division	1
Census Block Group	2
Census Block	2010
Census Tract	971001

Owner

Source: Morgan County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	185 PLUM TREE LN, BERKELEY SPRINGS, WV 25411-5275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed, Transfer CARDINAL TITLE
Jun 28, 2018	Deed of Trust, Mortgage CBM MORTGAGE INC
Jun 28, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	2026919665
Deed Book / Page	307 / 291
Prior Transfer Date	Jul 19, 2013
Prior Transfer Doc	246/248
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Aug 25, 2026
Property Address	185 PLUM TREE LN, BERKELEY SPRINGS, WV 25411-5275
Document Number	0000919665
Book / Page	307 / 291
Instrument Date	Aug 21, 2026
Instrument	2026919665
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	CARDINAL TITLE

Transaction

Amount	Amount Recorded
Tax	$122,210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 PLUM TREE LN, BERKELEY SPRINGS, WV 25411-5275

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	185 PLUM TREE LN, BERKELEY SPRINGS, WV 25411-5275
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000431/0000000080
Date	Jun 28, 2018
Book Page	0000000431/0000000080
Instrument	000000847625

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Jun 28, 2018
Property Address	185 PLUM TREE LN, BERKELEY SPRINGS, WV 25411-5275
Document Number	266/861
Book / Page	266 / 861
Instrument	000000847624
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 PLUM TREE LN, BERKELEY SPRINGS, WV 25411-5275

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$683.00 (+4.59%)	$68,940 (+4.84%) Land $28,680 Building $40,260	$114,900 (+4.84%) Land $47,800 Building $67,100
2025	$653.00 (+9.56%)	$65,760 (+10.37%) Land $28,680 Building $37,080	$109,600 (+10.37%) Land $47,800 Building $61,800
2023	$596.00 (+0.85%)	$59,580 (+0.71%) Land $26,340 Building $33,240	$99,300 (+0.71%) Land $43,900 Building $55,400
2022	$591.00	$59,160 Land $26,340 Building $32,820	$98,600 Land $43,900 Building $54,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

May also be available: Verizon.

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