185 Phillips Rd, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 185 Phillips Rd, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	1,468 sqft · built 1969
Lot Size	0.234 acres (10,202 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Apr 2006)
Tax Bill	$7,354 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`08-00237-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`08-00237-0000-00008`
Alternative APN	`080023700008`

Interior

Stories	1 Story
Building Area	1,468 sqft Living Area
1st Floor Area	1,468 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	185 PHILLIPS RD
City	SOMERSET
State	NJ
Zip	08873-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Subdivision	FRANKLIN HILLS SEC 02
Legal Block	237
Legal Lot Number	8
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3001
Census Tract	53200

Owner

185 Phillips Rd is owned and occupied by two individuals who bought it in April 2006.

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	185 PHILLIPS RD, SOMERSET, NJ 08873-2033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLSFARGOBANKNA
Feb 6, 2017	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2006 · Amount on File
Deed Sale	Apr 3, 2006 · Amount on File
Deed Book / Page	5877 / 2671
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	May 26, 2026
Property Address	185 PHILLIPS RD, SOMERSET, NJ 08873-2033
Document Number	0000014536
Book / Page	7683 / 168
Instrument Date	May 18, 2026
Instrument	202614536
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 PHILLIPS RD, SOMERSET, NJ 08873-2033
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014536,
Date	May 26, 2026
Book Page	7683/168
Instrument	202614536

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SOMERSET NJ
Property Address	185 PHILLIPS RD, SOMERSET, NJ 08873-2033
Document Number	0000010677
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 PHILLIPS RD SOMERSET NJ 088732033, SOMERSET, NJ 08873-2033

Mortgage

Document Number	0000010677
Date	Mar 13, 2017
Book Page	006947/000319
Instrument	10677

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Mar 12, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 185 Phillips Rd was $7,354, up 14.6% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,100 (+11.37%) Land $257,500 Building $207,600	$465,100 (+11.37%) Land $257,500 Building $207,600
2025	$7,354.00 (+14.64%)	$417,600 Land $210,000 Building $207,600	$417,600 Land $210,000 Building $207,600
2024	$6,415.00
2023		$333,100 Land $191,000 Building $142,100	$333,100 Land $191,000 Building $142,100
2022	$6,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Phillips Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Phillips Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

Nearby Properties on Phillips Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures