185 Phifer Rd, Cleveland, NC 27013 Property Records

Rowan County property record for 185 Phifer Rd, Cleveland, NC 27013

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,568 sqft · built 2021
Lot Size	0.97 acres (42,253 sqft)
Owner	Individual Name on File
Last Sale	$13,000 (Oct 2020)
Deeds & Mortgages	Jan 2021 Loan Modification Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`259 051`

Property Details

APN / Parcel Number

Primary APN	`259 051`
Alternative APN	`6110739`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Lot Area	42,253 sqft (0.97 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	185 PHIFER RD
City	CLEVELAND
State	NC
Zip	27013-9651
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	L2
Legal Subdivision	PROPERTY SURVEY FOR BRIAN F MILLS
Jurisdiction	ROWAN NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1041
Census Tract	51904

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	185 PHIFER RD, CLEVELAND, NC 27013-9651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Loan Modification, Mortgage · FHA Mortgage OTHER INSTITUTIONAL LENDERS
Oct 21, 2020	Warranty Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2020 · Amount on File
Deed Sale	Oct 21, 2020 · Amount on File
Prior Sale	Jan 1, 1999
Deed Book / Page	1359 / 138
Record Updated	Oct 29, 2026

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROWAN NC
Property Address	185 PHIFER RD, CLEVELAND, NC 27013-9651
Document Number	0013650867
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	185 PHIFER RD CLEVELAND NC 27013, CLEVELAND, NC 27013

Mortgage

Document Number	0013650867
Date	Jan 14, 2021
Book Page	001365/000867

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2051

Interest

Rate	4.25%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 21, 2020
Property Address	185 PHIFER RD, CLEVELAND, NC 27013-9651
Document Number	0013590138
Book / Page	001359 / 000138
Instrument Date	Oct 9, 2020
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$26.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	668 REBECCA JANE DR MOORESVILLE NC 281158223, MOORESVILLE, NC 28115-8223

Mortgage

Document Number	13590139
Date	Oct 21, 2020
Book Page	001359/000139

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2050

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$138,502 (-) Land $32,156 Building $106,346	$138,502 (-) Land $32,156 Building $106,346
2023	$138,502 Land $32,156 Building $106,346	$138,502 Land $32,156 Building $106,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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