185 Pearson Dr, Saint Charles, MN 55972 Property Records

Winona County property record for 185 Pearson Dr, Saint Charles, MN 55972

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,302 sqft · built 1999
Lot Size	0.407 acres (17,770 sqft)
Owner	2 Individual Names on File
Last Sale	$273,000 (Aug 2020)
Tax Bill	$4,478 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
APN	`29.061.0050`

Property Details

APN / Parcel Number

Primary APN	`29.061.0050`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,276 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2007
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,770 sqft (0.407 acres)
Garage Area	624 sqft
Porch	Open Porch
Porch Area	42 sqft
Deck Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	185 PEARSON DR
City	SAINT CHARLES
State	MN
Zip	55972-1280
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-106 RANGE-010 PEARSON'S 3RD SUBD LOT-002 BLOCK-002
Legal Range	010
Legal Township	106
Legal Section	30
Legal Subdivision	PEARSONS 3RD
Legal Block	2
Legal Lot Number	2
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1023
Census Tract	671000

Owner

Source: Winona County assessment roll, APN 29.061.0050, as of August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	185 PEARSON DR, SAINT CHARLES, MN 55972-1280
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	Oct 04, 2016 · Amount on Record
Deed Document Number	2020626570
Prior Transfer Date	Jan 23, 2015
Prior Transfer Doc	A585999
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Aug 12, 2020
Property Address	185 PEARSON DR, SAINT CHARLES, MN 55972-1280
Document Number	626570
Instrument Date	Aug 06, 2020
Instrument	626570
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	THE TITLE GROUP INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$900.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	185 PEARSON DR, SAINT CHARLES, MN 55972-1280

Mortgage

Document Number	0000626571
Date	Aug 12, 2020
Instrument	626571

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Winona County assessment roll as of August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,478.00 (+16.37%)
2025		$359,700 (+1.52%) Land $58,100 Building $301,600	$359,700 (+1.52%) Land $58,100 Building $301,600
2023	$3,848.00 Homeowner's exemption	$354,300 Land $57,500 Building $296,800	$354,300 Land $57,500 Building $296,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271696710001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	37 (1982–2007)
Claims Outside the SFHA	2 of 37
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 10 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 78 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
LTD Broadband Fixed Wireless	150 / 130

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1850009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Charles serves 3,825 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.