Middlesex County and Acton Town property record for 185 Parker St, Acton, MA 01720
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3.5 ba · 3,003 sqft · built 1790 |
| Lot Size | 1.99 acres (86,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $700,000 (Aug 2016) |
| Tax Bill | $16,533 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2022 Refinance + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00I3 B:0124 L:0000 |
| Primary APN | ACTO M:00I3 B:0124 L:0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,003 sqft Living Area |
| Gross Area | 4,983 sqft |
| Year Built | Built 1790 |
|---|---|
| Effective Year Built | Effective 1790 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 86,970 sqft (1.99 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 185 PARKER ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-5911 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R4 |
| Legal Block | 124 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 363104 |
Source: Middlesex County and Acton Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 185 PARKER ST, ACTON, MA 01720-5911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EAST COAST CAPITAL |
| Feb 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Apr 11, 2022 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Mar 13, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) JEANNE D ARC CU |
| Mar 19, 2025 | Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
| Nov 9, 2017 | Deed of Trust, Mortgage HANSCOM FCU |
| Jun 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Jun 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Oct 21, 2020 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2016 · Amount on Record |
| Deed Sale | Aug 26, 2016 · Amount on Record |
| Prior Sale | Aug 9, 1993 · Amount on Record |
| Deed Document Number | 2016149097 |
| Deed Book / Page | 67894 / 230 |
| Transfer Doc | 067894-230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Sep 4, 2026 |
| Property Address | 185 PARKER ST, ACTON, MA 01720-5911 |
| Document Number | 0002007618 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 20262007618 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 185 PARKER ST, ACTON, MA 01720-5911 |
| Document Number | 0002007618, |
|---|---|
| Date | Sep 4, 2026 |
| Instrument | 20262007618 |
| Name | EAST COAST CAPITAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 185 PARKER ST, ACTON, MA 01720-5911 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079687-345 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 79687/345 |
| Instrument | 24473 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 185 PARKER ST, ACTON, MA 01720-5911 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079960-201 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 79960/201 |
| Instrument | 54144 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 185 PARKER ST, ACTON, MA 01720-5911 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 082562-119 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 82562/119 |
| Instrument | 24616 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 185 PARKER ST, ACTON, MA 01720-5911 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083871-463 |
|---|---|
| Date | Mar 19, 2025 |
| Book Page | 83871/463 |
| Instrument | 27812 |
| Name | UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 185 PARKER ST, ACTON, MA 01720-5911 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 070209-516 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | 70209/516 |
| Instrument | 182571 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 185 PARKER ST, ACTON, MA 01720-5911 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 074861-382 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 74861/382 |
| Instrument | 90144 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 185 PARKER ST, ACTON, MA 01720-5911 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 074861-366 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 74861/366 |
| Instrument | 90143 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 185 PARKER ST, ACTON, MA 01720-5911 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 075950-482 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 75950/482 |
| Instrument | 192755 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,533.00 (+9.14%) | $964,000 (+6.09%) Land $312,200 Building $651,800 | $754,462 |
| 2024 | $15,148.00 (+0.3%) | $908,700 (+5.65%) Land $312,200 Building $596,500 | |
| 2023 | $15,103.00 | $860,100 Land $284,000 Building $576,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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