Santa Cruz County property record for 185 Pajaro Cir, Freedom, CA 95019
| Property Type | Government / Public Use |
|---|---|
| Details | 4 bd · 2.5 ba · 1,903 sqft · built 2003 |
| Lot Size | 0.044 acres (1,917 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $279,000 (Feb 2014) |
| Tax Bill | $5,120 (2025) |
| Deeds & Mortgages | Aug 2019 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | 048-371-07 |
| Primary APN | 048-371-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,903 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,917 sqft (0.044 acres) |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 185 PAJARO CIR |
|---|---|
| City | FREEDOM |
| State | CA |
| Zip | 95019-2932 |
| Property Category | Public Works |
| Property Type | Public Works > Government / Public Use |
| Local Zoning Code | RM-4-GH |
| Legal Subdivision | PAJARO VILLAGE TR 1450 |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 110601 |
185 Pajaro Cir, a public works property, is owned and occupied by two individuals who bought it in February 2014.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 PAJARO CIR, FREEDOM, CA 95019-2932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2014 · Amount on File |
| Deed Sale | Feb 28, 2014 · Amount on File |
| Prior Sale | Nov 27, 2013 · Amount on File |
| Deed Document Number | 20146777 |
| Prior Transfer Date | Nov 26, 2002 |
| Prior Transfer Doc | 0000090668 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 185 PAJARO CIR, FREEDOM, CA 95019-2932 |
| Document Number | 0000034652 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 185 PAJARO CIR FREEDOM CA 950192932, FREEDOM, CA 95019-2932 |
| Document Number | 0000034652 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 34652 |
| Name | PINGORA LOAN SVCNG |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 6, 2059 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
The 2025 property tax bill for 185 Pajaro Cir was $5,120 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,856 (+2%) Land $174,428 Building $174,428 | ||
| 2025 | $5,120.00 Homeowner's exemption | $342,016 Land $171,008 Building $171,008 | |
| 2023 | $4,498.00 (+2.83%) Homeowner's exemption | $328,736 Land $164,368 Building $164,368 | $369,450 |
| 2022 | $4,374.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Pajaro Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Pajaro Cir is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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