185 Old Orchard Ln, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 185 Old Orchard Ln, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,485 sqft · built 1988
Lot Size	0.325 acres (14,161 sqft)
Owner	Individual Name on Record
Last Sale	$143,500 (Mar 1992)
Tax Bill	$7,552 (2024)
Deeds & Mortgages	Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`37 00034-03-00009-0000-C6.02`

Property Details

APN / Parcel Number

Primary APN	`37 00034-03-00009-0000-C6.02`
Alternative APNs	`37-00034-03-00009-0000-C0602` `3700034000300009 C6.02`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,485 sqft Living Area
1st Floor Area	831 sqft
Upper Floors Area	627 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	14,161 sqft (0.325 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	370003403000090000C6.02
Street Address	185 OLD ORCHARD LN
City	OCEAN
State	NJ
Zip	07712-2578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3P
Legal Description	UNIT 185 BLD 62 NIT 1A
Legal Subdivision	MANOR/WAYSIDE BLDG 62
Legal Block	34.3
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1000
Census Tract	806502

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	183 OLD ORCHARD LN, OCEAN, NJ 07712-2578
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 1992 · Amount on Record
Deed Sale	Mar 23, 1992 · Amount on Record
Deed Book / Page	5131 / 978
Last Transfer Date	Mar 21, 2025
Transfer Doc	0097311416
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	185 OLD ORCHARD LN, OCEAN, NJ 07712-2578
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 OLD ORCHARD LN, OCEAN, NJ 07712-2578

Mortgage

Document Number	0096589892
Date	Sep 8, 2023
Book Page	9658/9892
Instrument	2023062320

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 13, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$576,100 (+0.88%) Land $354,300 Building $221,800	$576,100 (+0.88%) Land $354,300 Building $221,800
2025		$571,100 (+29%) Land $354,300 Building $216,800	$571,100 (+29%) Land $354,300 Building $216,800
2024	$7,552.00 (+19.85%)
2023		$442,700 Land $255,000 Building $187,700	$442,700 Land $255,000 Building $187,700
2022	$6,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1992–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35