185 NW Fourth St, Flora, MS 39071 Property Records

Madison County property record for 185 NW Fourth St, Flora, MS 39071

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,446 sqft · built 1975
Owner	2 Individual Names on Record
Tax Bill	$1,453 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051C-08D-062`

Property Details

APN / Parcel Number

Primary APN	`051C-08D-062`
Alternative APNs	`051C-08D-062/00.00` `297`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,446 sqft Adjusted Area
1st Floor Area	1,330 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	297
Old Parcel Number	051C-08D-062/00.00
Street Address	185 NW FOURTH ST
City	FLORA
State	MS
Zip	39071-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 13 OUT LOT 17 GADDIS ADD
Legal Range	01W
Legal Township	08N
Legal Section	08
Legal Subdivision	GADDIS
Legal Lot Number	17
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2029
Census Tract	30302

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	527 HARRIS RD, FLORA, MS 39071-4401
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2014
Deed Sale	Nov 26, 2014
Prior Sale	Aug 6, 2008
Deed Document Number	747485
Deed Book / Page	3149 / 0802
Record Updated	Jun 8, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 16, 2017
Property Address	185 NW FOURTH ST, FLORA, MS 39071-9761
Document Number	0000828281
Book / Page	003544 / 000954
Instrument Date	Nov 15, 2017
Instrument	828281
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	FIRST GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2741 MADISON MS 391302741, MADISON, MS 39130-2741

Mortgage

Document Number	828302
Date	Nov 16, 2017
Book Page	003545/000093
Instrument	828302

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Mortgage Company
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Flora Town
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,453.00	$11,891 (-)	$79,270 (-) Land $28,000 Building $51,270
2024	$1,453.00
2023	$1,453.00	$11,891	$79,270 Land $28,000 Building $51,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1984–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	499 / 285