185 New York St, Centre, AL 35960 Property Records

Cherokee County property record for 185 New York St, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,836 sqft · built 2020
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$12,300 (May 2019)
Tax Bill	$828 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-06-23-3-003-001.005`

Property Details

APN / Parcel Number

Primary APN	`13-14-06-23-3-003-001.005`
Alternative APNs	`ALT APN:1406233003001005` `207835`

Interior

Stories	1 Story
Building Area	1,836 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)

Location & Zoning

Account Number	207835
Street Address	185 NEW YORK ST
City	CENTRE
State	AL
Zip	35960-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 208, 209, 210, 255 & 256 LITTLE NEW YORK SD PB4/20
Legal Subdivision	LITTLE NEW YORK
Legal Lot Number	208-256
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	1
Census Block	1022
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	185 NEW YORK ST, CENTRE, AL 35960-2346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
May 29, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Deed Document Number	2019207592
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	185 NEW YORK ST, CENTRE, AL 35960-2346
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	216850
Date	Mar 1, 2021
Instrument	216850

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	185 NEW YORK ST, CENTRE, AL 35960-2346
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	208856
Date	Aug 30, 2019
Instrument	208856

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 29, 2020

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	185 NEW YORK ST, CENTRE, AL 35960-2346
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	211281
Date	Mar 5, 2020
Instrument	211281

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 29, 2019
Property Address	185 NEW YORK ST, CENTRE, AL 35960-2346
Document Number	207592
Map Reference	BK 127 PG 987
Instrument Date	May 24, 2019
Instrument	207592
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 NEW YORK ST, CENTRE, AL 35960-2346

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Centre City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$828.00 (+7.39%)
2025	$771.00 Homeowner's exemption	$17,540 (-) Land $880 Building $16,660	$175,400 (-) Land $8,800 Building $166,600
2024	$771.00 (-1.03%) Additional exemption filed	$17,540 (-1.02%) Land $880 Building $16,660	$175,400 (-0.96%) Land $8,800 Building $166,600
2023	$779.00 Homeowner's exemption	$17,720 (-)	$177,100 (-) Land $8,800 Building $168,300
2022	$779.00 Homeowner's exemption	$17,720 Land $880 Building $16,840	$177,100 Land $8,800 Building $168,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 77% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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