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185 N Vance St, Whitakers, NC 27891 Property Records

Nash County property record for 185 N Vance St, Whitakers, NC 27891

Property Summary

Property TypeVacant Land
Lot Size0.92 acres (40,075 sqft)
OwnerIndividual Name on File
Last Sale$18,000 (Jun 2024)
Tax Bill$120 (2026)
Deeds & MortgagesSep 2026 Mortgage
Jun 2024 Sale & Construction Loan
APN387620-90-0951

Property Details

APN / Parcel Number

Primary APN387620-90-0951
Alternative APNs
  • 022460
  • 144370
  • 96487

Exterior

Lot Area40,075 sqft (0.92 acres)
Lot Dimensions200 ft deep x 200 ft wide

Location & Zoning

Account Number96487
Street Address185 N VANCE ST
CityWHITAKERS
StateNC
Zip27891-8717
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeWHITAKER
Legal Description2 8 9, 8 LT, 11 12 13 14 15 16 17 18 BLK F LT BLK F 11 TO 18
Legal SubdivisionAS SHOWN ON PLAT
Legal BlockF
Legal Lot Number11
JurisdictionNASH NC
Township / Civil DivisionNORTH WHITAKERS
Census Block Group1
Census Block1029
Census Tract10700

Owner

185 N Vance St, vacant land, is owned by an individual who bought it in June 2024.

Source: Nash County records, as of October 16, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 465, BAYBORO, NC 28515-0465
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE CONNECT LP
Jun 14, 2024Deed, Construction Loan · Construction Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2024 · Amount on File
Deed SaleJun 14, 2024 · Amount on File
Prior SaleJun 15, 2004
Deed Book / Page3354 / 16
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASH NC
Recording DateSep 14, 2026
Property Address185 N VANCE ST, WHITAKERS, NC 27891-8717
Document Number3512000300
Book / Page3512 / 300
Instrument DateAug 4, 2026
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 N VANCE ST, WHITAKERS, NC 27891-8717

Mortgage

Document Number3512000300,
DateSep 14, 2026
Book Page3512/300
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term327 Months
DueDec 1, 2053
Interest
Max Rate-1%

June 2024: Deed, Construction Loan

Document TypeDeed
JurisdictionNASH NC
Recording DateJun 14, 2024
Property Address185 N VANCE ST, WHITAKERS, NC 27891-8717
Document Number0003354/16
Book / Page3354 / 16
Map ReferenceMB 1 PG 202
Instrument DateMay 28, 2024
Transaction TypeConstruction Loan
Record UpdatedOct 21, 2025

Transaction

AmountAmount on Record
Tax$36.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6106 PARKER CROFT CT, RALEIGH, NC 27609-8208

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 465, BAYBORO, NC 28515-0465

Mortgage

Document Number0033540030
DateJun 14, 2024
Instrument3354-0030
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 185 N Vance St was $120, down 0.8% from the year before.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNash County
MunicipalityWhitakers Town
Unified School DistrictNash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$120.00 (-0.83%)$8,790 (-) Land $8,790$8,790 (-) Land $8,790
2025$121.00$8,790 Land $8,790$8,790 Land $8,790
2023$124.00$8,790$8,790 Land $8,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 185 N Vance St; there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 N Vance St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WHITAKERS
serves 869 people · EPA ID NC0433040
Water SourcePurchased surface water from CITY OF ROCKY MOUNT
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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