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185 N River Rd, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 185 N River Rd, Cosmopolis, WA 98537

Property Summary

Property TypeSingle Family Home
Details1,400 sqft · built 1981
Lot Size7.41 acres (322,780 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Sep 2026)
Tax Bill$2,987 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Sep 2026 Sale
Flood ZoneZone X (minimal risk)
APN160809220040

Property Details

APN / Parcel Number

Primary APN160809220040

Interior

Stories2 Stories
Building Area1,400 sqft Living Area
Basement Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleMulti-Level
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area322,780 sqft (7.41 acres)
Garage Area1,430 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area595 sqft

Location & Zoning

Street Address185 N RIVER RD
CityCOSMOPOLIS
StateWA
Zip98537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionE 330 OF W 930 OF LOT 3
Legal Range09
Legal Township08
Legal Section16
Legal Block92
Legal Lot Number3
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionNORTH RIVER
Census Block Group2
Census Block2078
Census Tract700

Owner

185 N River Rd is owned by two individuals who bought it in September 2026.

Source: Grays Harbor County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address193 N RIVER RD, COSMOPOLIS, WA 98537-9727
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Warranty Deed, Transfer · Seller Carry-Back
JOHNSON
Sep 4, 2026Warranty Deed, Transfer
GRAYS HARBOR TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2026 · Amount on File
Deed SaleSep 4, 2026 · Amount on File
Prior SaleSep 4, 2026 · Amount on File
Deed Document Number202625
Prior Transfer DateFeb 12, 2013
Prior Transfer Doc0000000052
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateSep 4, 2026
Property Address185 N RIVER RD, COSMOPOLIS, WA 98537
Document Number0000000025
Instrument DateSep 3, 2026
Instrument2026090425
Transaction TypeTransfer
Record UpdatedOct 8, 2026
Title CompanyGRAYS HARBOR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$409,555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 N RIVER RD, COSMOPOLIS, WA 98537-9727

Mortgage

Document Number0000000026,
DateSep 4, 2026
Instrument2026090426
Lender
NameJOHNSON
Special NotesSeller Financed
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Term60 Months
DueSep 1, 2031
Interest
Max Rate-1%

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateSep 4, 2026
Property Address185 N RIVER RD, COSMOPOLIS, WA 98537
Document Number0000000024
Instrument DateAug 31, 2026
Instrument2026090424
Transaction TypeTransfer
Record UpdatedOct 8, 2026
Title CompanyGRAYS HARBOR TITLE

Transaction

AmountAmount on Record
Tax$12,453.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2026 property tax bill for 185 N River Rd was $2,987.

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
Unified School DistrictCosmopolis School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,987.00
2025$294,400 (-) Land $75,650 Building $218,750$294,400 (-) Land $75,650 Building $218,750
2024$2,896.00$294,400 Land $75,650 Building $218,750$294,400 Land $75,650 Building $218,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 N River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1999–2022)
Claims Outside the SFHA5 of 7
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event
  • Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 N River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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