185 N 5th St, Lakeside, OR 97449 Property Records

Coos County property record for 185 N 5th St, Lakeside, OR 97449

Property Summary

Property Type	Residential
Details	2 bd · 2 ba · built 2005
Owner	Individual Name on File
Last Sale	$229,000 (Aug 2019)
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Jul 2026 Reverse Mortgage Jul 2026 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4296800`

Property Details

APN / Parcel Number

Primary APN	`4296800`
Alternative APNs	`23 S 12 W 18 BC 5500` `04296800`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms

Exterior

Year Built	Built 2005
Deck Area	354 sqft
Utility Building	864 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	4296800
Old Parcel Number	04296800
Street Address	185 N 5TH ST
City	LAKESIDE
State	OR
Zip	97449-9616
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	RR
Legal Description	SEC/TWN/RNG/MER:SEC 18 TWN 23S RNG 12W
Legal Range	12W
Legal Township	23S
Legal Section	18
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	LAKESIDE
Jurisdiction	COOS OR
Township / Civil Division	NORTH BAYSIDE
Census Block Group	2
Census Block	2017
Census Tract	101

Owner

185 N 5th St, a residential property, is owned by an individual who bought it in August 2019.

Source: Coos County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 532, LAKESIDE, OR 97449-0532
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Jul 22, 2026	Deed of Trust, Mortgage · Reverse Mortgage MORTGAGE MORTGAGE
Apr 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Aug 5, 2019	Warranty Deed, Transfer TICOR TITLE COOS BAY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2019 · Amount on File
Deed Sale	Aug 5, 2019 · Amount on File
Prior Sale	Jan 31, 2007 · Amount on File
Deed Document Number	2019-06820
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Recording Date	Jul 22, 2026
Property Address	185 N 5TH ST, LAKESIDE, OR 97449-9616
Document Number	0000005377
Instrument Date	May 5, 2026
Instrument	20265377
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 N 5TH ST, LAKESIDE, OR 97449-9616

Mortgage

Document Number	0000005377,
Date	Jul 22, 2026
Instrument	20265377

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	999 Months
Due	Sep 23, 2115

Interest

Rate	6.37%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Recording Date	Jul 22, 2026
Property Address	185 N 5TH ST, LAKESIDE, OR 97449-9616
Document Number	0000005376
Instrument Date	May 5, 2026
Instrument	20265376
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 N 5TH ST, LAKESIDE, OR 97449-9616

Mortgage

Document Number	0000005376,
Date	Jul 22, 2026
Instrument	20265376

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	999 Months
Due	Sep 23, 2115

Interest

Rate	6.37%
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	185 N 5TH ST, LAKESIDE, OR 97449-9616
Transaction Type	Mortgage
Record Updated	Mar 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201803118
Date	Apr 3, 2018
Instrument	2018-03118

Lender

Name	UMPQUA BANK
Type	Bank
Address	NORTH BEND, OR 97459

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOS OR
Recording Date	Aug 5, 2019
Property Address	185 N 5TH ST, LAKESIDE, OR 97449-9616
Document Number	0201906820
Instrument Date	Aug 2, 2019
Instrument	2019-06820
Transaction Type	Transfer
Record Updated	Mar 21, 2023
Title Company	TICOR TITLE COOS BAY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 523, LAKESIDE, OR 97449-0523

Tax Assessment & Valuation

The 2025 property tax bill for 185 N 5th St was $1,391, up 0.8% from the year before.

Source: Coos County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Coos County
Municipality	Lakeside City
Unified School District	North Bend School District 13 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,391.00 (+0.8%)	$152,100 (+3%)	$318,580 (+3.81%) Land $73,340 Building $245,240
2024	$1,380.00 (+3.06%)	$147,670 (+3%)	$306,900 (-4.25%) Land $73,340 Building $233,560
2023	$1,339.00 (+0.6%)	$143,370 (+3%)	$320,530 (+7.93%) Land $66,670 Building $253,860
2022	$1,331.00	$139,200	$296,970 Land $50,510 Building $246,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 N 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 N 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WATER DISTRICT private · serves 1,800 people · EPA ID OR4100463
Water Source	Surface water
Last State Inspection	May 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: DFN, Verizon.

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