185 Mountain Rd, Saint Albans, ME 04971 Property Records

Somerset County and St. Albans Town property record for 185 Mountain Rd, Saint Albans, ME 04971

Property Summary

Property Type	Single Family Home
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$133,500 (Sep 2022)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2022 Sale & Mortgage + 1 more
APN	`SALB M:028 L:048`

Property Details

APN / Parcel Number

Primary APN	`SALB M:028 L:048`
Alternative APN	`1093`

Exterior

Architectural Style	Multi-Family
Lot Area	39,640 sqft (0.91 acres)

Location & Zoning

Account Number	1093
Street Address	185 MOUNTAIN RD
City	SAINT ALBANS
State	ME
Zip	04971-7401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	48
Jurisdiction	SAINT ALBANS ME
Township / Civil Division	ST. ALBANS
Census Block Group	1
Census Block	1013
Census Tract	965700

Owner

Source: Somerset County and St. Albans Town records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	185 MOUNTAIN RD, SAINT ALBANS, ME 04971-7401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit NEW DIMENSIONS FEDERAL CREDIT UNION
Sep 30, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Sep 29, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	Sep 29, 2020 · Amount on File
Deed Document Number	202212515
Deed Book / Page	5936 / 49
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT ALBANS ME
Property Address	185 MOUNTAIN RD, SAINT ALBANS, ME 04971-7401
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063680096
Date	Dec 22, 2025
Book Page	6368/96
Instrument	14216

Lender

Name	NEW DIMENSIONS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT ALBANS ME
Recording Date	Sep 30, 2022
Property Address	185 MOUNTAIN RD, SAINT ALBANS, ME 04971-7401
Document Number	0059360049
Book / Page	5936 / 49
Instrument Date	Sep 23, 2022
Instrument	12515
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	384 BEANS CORNER RD, HARTLAND, ME 04943-4017

Mortgage

Document Number	0000012516
Date	Sep 30, 2022
Instrument	12516

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT ALBANS ME
Recording Date	Sep 29, 2020
Property Address	185 MOUNTAIN RD, SAINT ALBANS, ME 04971-7401
Document Number	0056120020
Book / Page	5612 / 20
Instrument Date	Sep 25, 2020
Instrument	13126
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 CLARK RD, PLYMOUTH, ME 04969-3222

Mortgage

Document Number	0000013127
Date	Sep 29, 2020
Instrument	13127

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Somerset County and St. Albans Town assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Somerset County
County Subdivision	St. Albans Town
Unified School District	Regional School Unit 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00 (+18.53%)	$126,400 (+60.81%) Land $29,600 Building $96,800
2022	$1,317.00	$78,600 Land $21,900 Building $56,700	$158,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2023)
Most Recent Claim	Jun 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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