185 Moss Rd, Lewis, NY 12950 Property Records

Essex County and Lewis Town property record for 185 Moss Rd, Lewis, NY 12950

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,440 sqft · built 2010
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,810 (Jan 2026)
Tax Bill	$3,045 (2026)
Deeds & Mortgages	Oct 2023 Refinance Oct 2009 Mortgage + 4 more
APN	`635J187002`

Property Details

APN / Parcel Number

Primary APN	`635J187002`
Alternative APNs	`320004700200010122000000` `153200 47.2-1-12.200`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	77,101 sqft (1.77 acres)
Porch	Slab
Porch Area	468 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	635J187002
Street Address	185 MOSS RD
City	LEWIS
State	NY
Zip	12950-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	1 PERU BAY TRACT 1291/124 LIFE USE TO HAROLD VALENTINE
Legal Block	1
Legal Lot Number	12.20
Jurisdiction	ESSEX NY
Township / Civil Division	LEWIS
Census Block Group	1
Census Block	1032
Census Tract	960700

Owner

Source: Essex County and Lewis Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 NYS ROUTE 22, WESTPORT, NY 12993-3531
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TRAILNORTH FEDERAL CREDIT UNION
Oct 8, 2009	Deed of Trust, Mortgage CHAMPLAIN NATIONAL BANK
Jan 28, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 28, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 4, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 21, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Prior Sale	May 4, 2020 · Amount on Record
Deed Document Number	2026368
Deed Book / Page	2229 / 20
Prior Transfer Date	Sep 18, 2017
Prior Transfer Doc	1887000316
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	185 MOSS RD, LEWIS, NY 12950-2303
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020233713
Date	Oct 19, 2023
Instrument	2023-3713

Lender

Name	TRAILNORTH FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2028

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	185 MOSS RD, LEWIS, NY 12950-2303
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001918/0000000122
Date	Oct 8, 2009
Book Page	0000001918/0000000122
Instrument	2009-0004641

Lender

Name	CHAMPLAIN NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	185 MOSS RD, LEWIS, NY 12950-2303
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002026369
Date	Jan 28, 2026
Instrument	2026-369

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Jan 28, 2026
Property Address	185 MOSS RD, LEWIS, NY 12950-2303
Document Number	0002229/20
Book / Page	2229 / 20
Instrument Date	Jan 20, 2026
Instrument	2026368
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	604 NYS ROUTE 22, WESTPORT, NY 12993-3531

Mortgage

Document Number	0002026369
Date	Jan 28, 2026
Instrument	2026-369

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	May 4, 2020
Property Address	185 MOSS RD, LEWIS, NY 12950-2303
Document Number	001987/236
Book / Page	1987 / 236
Instrument Date	Apr 15, 2020
Instrument	2020-1640
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9325 US ROUTE 9, LEWIS, NY 12950-1915

Mortgage

Document Number	0020201641
Date	May 4, 2020
Instrument	2020-1641

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NY
Recording Date	Sep 21, 2017
Property Address	185 MOSS RD, LEWIS, NY 12950-2303
Document Number	0000001887/0000000316
Book / Page	0000001887 / 0000000316
Instrument Date	Sep 18, 2017
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 STOWERSVILLE RD, LEWIS, NY 12950-2205

Tax Assessment & Valuation

Source: Essex County and Lewis Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Lewis Town
Unified School District	Boquet Valley Central School District at Elizabethtown-Lewis-Westport (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,045.00 (+4.46%)
2025	$2,915.00 (+13.42%)	$179,900 (+16.67%) Land $23,400 Building $156,500	$179,900 (+16.67%) Land $23,400 Building $156,500
2024	$2,570.00 (+202.71%)	$154,200 (+8.98%) Land $18,100 Building $136,100	$154,200 (+8.98%) Land $18,100 Building $136,100
2023		$141,500 (+20.02%) Land $18,100 Building $123,400	$141,500 (+20.02%) Land $18,100 Building $123,400
2022	$849.00 (-64.43%)	$117,900 Land $18,100 Building $99,800	$117,900 Land $18,100 Building $99,800
2020	$2,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SLICFiber Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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