La Plata County property record for 185 Montezuma Pl, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,048 sqft · built 1996 |
| Lot Size | 0.729 acres (31,733 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,000 (Feb 1996) |
| Tax Bill | $3,195 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Apr 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5665-202-39-013 |
| Primary APN | 5665-202-39-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,048 sqft Living Area |
| Gross Area | 3,672 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Lot Area | 31,733 sqft (0.729 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 165 sqft |
| Deck Area | Deck Area |
| Patio Area | 288 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R418310 |
|---|---|
| Street Address | 185 MONTEZUMA PL |
| City | DURANGO |
| State | CO |
| Zip | 81301-5871 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: THOMPSONS 2ND RESUB BLOCK: 0 LOT: 13 RESUB OF THE AMENDED THOMPSONS, 2ND ADD & THOMPSONS RESUB OF, THOMPSONS ADD 185 MONTEZUMA PL DURANGO 81301 |
| Legal Subdivision | THOMPSONS 2ND RESUB |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 971000 |
185 Montezuma Pl is owned and occupied by an individual who acquired it in September 2026.
Source: La Plata County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 185 MONTEZUMA PL, DURANGO, CO 81301-5871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2026 | Affidavit, Transfer |
| Apr 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 1996 · Amount on File |
| Deed Sale | Feb 16, 1996 · Amount on File |
| Last Transfer Date | Sep 21, 2026 |
| Transfer Doc | 0001258293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Sep 21, 2026 |
| Property Address | 185 MONTEZUMA PL, DURANGO, CO 81301-5871 |
| Document Number | 0001258293 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20261258293 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 185 MONTEZUMA PL, DURANGO, CO 81301-5871 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001220850 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 1220850 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 185 MONTEZUMA PL, DURANGO, CO 81301-5871 |
| Document Number | 0001164146 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 48 COUNTY ROAD 250 #5 DURANGO CO 813018848, 5, DURANGO, CO 81301-8848 |
| Document Number | 0001164146 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 1164146 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2049 |
The 2025 property tax bill for 185 Montezuma Pl was $3,195.
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Municipality | Durango City |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,680 (+1.64%) Land $21,800 Building $45,880 | $1,065,380 (-) Land $343,200 Building $722,180 | |
| 2025 | $3,195.00 | $66,590 Land $21,450 Building $45,140 | $1,065,380 Land $343,200 Building $722,180 |
| 2023 | $2,036.00 (+26.93%) | $57,370 (+23.64%) Land $16,320 Building $41,050 | $856,240 (+28.25%) Land $243,560 Building $612,680 |
| 2022 | $1,604.00 | $46,400 Land $15,010 Building $31,390 | $667,640 Land $216,000 Building $451,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Montezuma Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Montezuma Pl is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 58% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURANGO serves 33,787 people · EPA ID CO0134150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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