Charlotte County property record for 185 Mocoro St, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,106 sqft · built 1988 |
| Lot Size | 0.245 acres (10,674 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,000 (Dec 2015) |
| Tax Bill | $3,541 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 402305157011 |
| Primary APN | 402305157011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,106 sqft Living Area |
| Gross Area | 3,324 sqft |
| 1st Floor Area | 2,106 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,674 sqft (0.245 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 264 sqft |
| Porch | Enclosed/Screened Porch |
| Porch Area | 712 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952621128008 |
|---|---|
| Street Address | 185 MOCORO ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-5254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PUNTA GORDA ISLES SEC20 BLK620 LT10 764/1270 797/767 968/990 E2127/1196 2516/499 CT3967/1369 4032/1097 4264/1140 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 05 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 620 |
| Legal Lot Number | 10 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20103 |
Source: Charlotte County records · APN 402305157011
Assessment roll updated November 19, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 MOCORO ST, PUNTA GORDA, FL 33983-5254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION |
| Dec 18, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2015 · Amount on Record |
| Deed Sale | Dec 01, 2015 · Amount on Record |
| Prior Sale | Apr 30, 2015 · Amount on Record |
| Deed Document Number | 20152398696 |
| Deed Book / Page | 4032 / 1097 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 30, 2026 |
| Property Address | 185 MOCORO ST, PUNTA GORDA, FL 33983-5254 |
| Document Number | 0003659497 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20263659497 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 185 MOCORO ST, PUNTA GORDA, FL 33983-5254 |
| Document Number | 0003659497, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20263659497 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 18, 2017 |
| Property Address | 185 MOCORO ST, PUNTA GORDA, FL 33983-5254 |
| Document Number | 0042641140 |
| Book / Page | 004264 / 001140 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 2573042 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,589.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8779 MEADOWS RD TABERG NY 134712822, TABERG, NY 13471-2822 |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,541.00 (+3.54%) Homeowner's exemption | $213,319 (+5.99%) | $310,841 (+37.79%) Land $38,250 Building $272,591 |
| 2023 | $3,420.00 (+7.34%) Homeowner's exemption | $201,269 (+3%) | $225,593 (-10.48%) Land $38,000 Building $187,593 |
| 2022 | $3,186.00 Homeowner's exemption | $195,407 | $252,003 Land $27,200 Building $224,803 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 6 (1995–2022) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 329 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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