185 Michael Ave, Hamilton, OH 45011 Property Records

Butler County property record for 185 Michael Ave, Hamilton, OH 45011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1953
Lot Size	0.119 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Dec 2015)
Tax Bill	$13 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P6441-053.000-041`

Property Details

APN / Parcel Number

Primary APN	`P6441-053.000-041`
Alternative APNs	`0002100` `365482` `368569`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	720 sqft
1st Floor Area	720 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 52 ft wide
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0002100
Old Parcel Number	P6441053.000041
Street Address	185 MICHAEL AVE
City	HAMILTON
State	OH
Zip	45011-4753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22072 ENT
Legal Subdivision	HAMILTON
Legal Lot Number	22072
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2016
Census Tract	500

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 MICHAEL AVE, HAMILTON, OH 45011-4753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage EMERY FCU
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Aug 2, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 30, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2015 · Amount on Record
Deed Sale	Dec 4, 2015 · Amount on Record
Deed Document Number	0000048278
Deed Book / Page	008854 / 000476
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	185 MICHAEL AVE, HAMILTON, OH 45011-4753
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 MICHAEL AVE, HAMILTON, OH 45011-4753

Mortgage

Document Number	0000001284
Date	Jan 13, 2026
Book Page	10308/1663
Instrument	2026-00001284

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	185 MICHAEL AVE, HAMILTON, OH 45011-4753
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 MICHAEL AVE, HAMILTON, OH 45011-4731

Mortgage

Document Number	0000019505
Date	Jun 27, 2023
Book Page	9985/1573
Instrument	2023-00019505

Lender

Name	EMERY FCU
Type	Credit Union
Address	CINCINNATI, OH 45219

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jun 5, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	185 MICHAEL AVE, HAMILTON, OH 45011-4753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003707
Date	Jan 21, 2021
Book Page	9578/1132
Instrument	2021-00003707

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	185 MICHAEL AVE, HAMILTON, OH 45011-4753
Document Number	0000030217
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	185 MICHAEL AVE HAMILTON OH 450114753, HAMILTON, OH 45011-4753

Mortgage

Document Number	0000030217
Date	Aug 16, 2019
Book Page	009325/001896
Instrument	30217

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	185 MICHAEL AVE, HAMILTON, OH 45011-4753
Document Number	0000000834
Book / Page	009119 / 001940
Instrument Date	Dec 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	185 MICHAEL AVE HAMILTON OH 450114753, HAMILTON, OH 45011-4753

Mortgage

Document Number	0000000834
Date	Jan 8, 2018
Book Page	009119/001940
Instrument	834

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2048

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13.00 (-98.63%) Homeowner's exemption	$40,920 (-) Land $6,620 Building $34,300	$116,910 (-) Land $18,910 Building $98,000
2023	$949.00 (+26.36%)	$40,920 (+29.49%) Land $6,620 Building $34,300	$116,910 (+29.51%) Land $18,910 Building $98,000
2022	$751.00	$31,600 Land $6,620 Building $24,980
2020			$90,270 Land $18,910 Building $71,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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