185 McLellan Ave, San Mateo, CA 94403 Property Records

San Mateo County property record for 185 McLellan Ave, San Mateo, CA 94403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,430 sqft · built 1947
Lot Size0.199 acres (8,669 sqft)
Owner2 Individual Names on File
Last Sale$2,050,000 (Jun 2025)
Tax Bill$14,912 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (reduced by levee)
APN040-051-010

Property Details

APN / Parcel Number

Primary APN040-051-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,430 sqft Living Area
1st Floor Area1,140 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area8,669 sqft (0.199 acres)
Garage Area260 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address185 MCLELLAN AVE
CitySAN MATEO
StateCA
Zip94403-2827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 9 BLOCK 2 LESS SWLY 54 FT TOWN OF BERESFORD NO 1 RSM 14/44 45 CITY OF SAN MATEO
Legal SubdivisionTOWN OF BERESFORD NO 1
Legal Block2
Legal Lot Number9
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group4
Census Block4000
Census Tract608501

Owner

185 McLellan Ave is owned and occupied by two individuals who bought it in June 2025.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address185 MCLELLAN AVE, SAN MATEO, CA 94403-2827
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
U S BANK N A
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2025 · Amount on File
Deed SaleJun 27, 2025 · Amount on File
Prior SaleOct 9, 2008 · Amount on File
Deed Document Number202532744
Prior Transfer DateSep 2, 2003
Prior Transfer Doc0000257997
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Recording DateMay 29, 2026
Property Address185 MCLELLAN AVE, SAN MATEO, CA 94403-2827
Document Number0000030656
Instrument DateMay 19, 2026
Instrument202630656
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 MCLELLAN AVE, SAN MATEO, CA 94403-2827

Mortgage

Document Number0000030656,
DateMay 29, 2026
Instrument202630656
Lender
NameU S BANK N A
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address185 MCLELLAN AVE, SAN MATEO, CA 94403-2827
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 MCLELLAN AVE, SAN MATEO, CA 94403-2827

Mortgage

Document Number0000123434
DateNov 5, 2020
Instrument2020-123434
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 185 McLellan Ave was $14,912.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,091,000 (+96.97%) Land $1,407,600 Building $683,400
2025$14,912.00 Homeowner's exemption$1,061,607 Land $497,067 Building $564,540
2023$13,727.00 (-0.2%) Homeowner's exemption$1,020,385 Land $477,766 Building $542,619$2,010,870
2022$13,754.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 185 McLellan Ave in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 50 policies
Nearby Flood Policies50 in force
Nearby Flood Claims7 (2008–2023)
Claims Outside the SFHA2 of 7
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 185 McLellan Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 819 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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