185 McBrady Ln, Whitewater, MO 63785 Property Records

Cape Girardeau County property record for 185 McBrady Ln, Whitewater, MO 63785

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,722 sqft · built 2007
Lot Size3 acres (130,680 sqft)
OwnerCompany Name on Record
Tax Bill$1,950 (2025)
Deeds & MortgagesSep 2025 Mortgage
Oct 2021 Sale
Flood ZoneZone X (minimal risk)
APN194001800006010000

Property Details

APN / Parcel Number

Primary APN194001800006010000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,722 sqft Living Area
Basement Area1,722 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialVinyl
Construction TypeFrame
Lot Area130,680 sqft (3 acres)
Lot Dimensions367 ft deep x 398 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address185 MCBRADY LN
CityWHITEWATER
StateMO
Zip63785-6118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 1 NW 18 & PT LOT 1 SW 7
Legal Range12E
Legal Township30S
Legal Section18
Legal Lot Number1
JurisdictionCAPE GIRARDEAU MO
Township / Civil DivisionHUBBLE
Census Block Group2
Census Block2027
Census Tract880300

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address185 MCBRADY LN, WHITEWATER, MO 63785-6118
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
Oct 29, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2021
Deed SaleOct 29, 2021
Deed Document Number202114526
Prior Transfer DateOct 12, 2021
Prior Transfer Doc0202114526
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Property Address185 MCBRADY LN, WHITEWATER, MO 63785-6118
Transaction TypeMortgage
Record UpdatedOct 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202507686
DateSep 19, 2025
Instrument2025-07686
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2040

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateOct 29, 2021
Property Address185 MCBRADY LN, WHITEWATER, MO 63785-6118
Document Number0202114526
Instrument DateOct 12, 2021
Instrument2021-14526
Transaction TypeTransfer
Record UpdatedNov 21, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address185 MCBRADY LN, WHITEWATER, MO 63785-6118

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 MCBRADY LN, WHITEWATER, MO 63785-6118

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCape Girardeau County
Unified School DistrictJackson R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$42,040 (-) Land $1,450 Building $40,590$221,244 (-) Land $7,634 Building $213,610
2025$1,950.00 (+5.23%)$42,040 (+5.02%) Land $1,450 Building $40,590$221,244 (+5%) Land $7,634 Building $213,610
2023$1,853.00$40,030 Land $1,380 Building $38,650$210,708 Land $7,270 Building $203,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims18 (1997–2017)
Claims Outside the SFHA1 of 18
Most Recent ClaimMay 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Apr 2011 · 8 claims
  • Severe Storms And Flooding, Mar 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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