185 Main St, Matawan, NJ 07747 Property Records

Monmouth County and Matawan Borough property record for 185 Main St, Matawan, NJ 07747

Property Summary

Property TypeCommercial Office
Details4,058 sqft · built 1800
Lot Size0.299 acres (13,020 sqft)
OwnerCompany Name on File
Last Sale$680,000 (Mar 2005)
Tax Bill$16,364 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN31-00035-0000-00008

Property Details

APN / Parcel Number

Primary APN31-00035-0000-00008
Alternative APNs
  • 310003500008
  • 04920

Interior

Stories2 Stories
Building Area4,058 sqft Total Area

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area13,020 sqft (0.299 acres)
Lot Dimensions210 ft deep x 62 ft wide
Parking Spaces5 Parking Spaces

Location & Zoning

Account Number04920
Street Address185 MAIN ST
CityMATAWAN
StateNJ
Zip07747-3127
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeDPD
Legal DescriptionINCL BLK 65 LOTS 119 & 125
Legal Block35
Legal Lot Number8
JurisdictionMONMOUTH NJ
Township / Civil DivisionMATAWAN
Census Block Group4
Census Block4015
Census Tract803000

Owner

185 Main St, a commercial property, is owned by a company that bought it in March 2005.

Source: Monmouth County and Matawan Borough records, as of July 9, 2026

Owner of RecordCompany Name on File
Mailing Address16 OVERHILL DR, OLD BRIDGE, NJ 08857-3542
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2005 · Amount on File
Deed SaleMar 23, 2005 · Amount on File
Deed Book / Page8446 / 7826
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address185 MAIN ST, MATAWAN, NJ 07747-3127
Document Number0000034531
Instrument DateFeb 25, 2018
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyINVESTMENT TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address155 BAY RIDGE AVE BROOKLYN NY 112205108, BROOKLYN, NY 11220-5108

Mortgage

Document Number0000034531
DateApr 8, 2020
Book Page009405/000536
Instrument34531
Lender
NameWESTCHESTER BK
TypeBank
AddressWHITE PLAINS, NY 10601
Agreement
AmountAmount on Record
Term120 Months
DueApr 7, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 185 Main St was $16,364, down 8.5% from the year before.

Source: Monmouth County and Matawan Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityMatawan Borough
Unified School DistrictMatawan-Aberdeen Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$784,100 (-) Land $292,200 Building $491,900$784,100 (-) Land $292,200 Building $491,900
2025$16,364.00 (-8.48%)$784,100 Land $292,200 Building $491,900$784,100 Land $292,200 Building $491,900
2024$17,881.00
2023$808,500 Land $337,200 Building $471,300$808,500 Land $337,200 Building $471,300
2022$17,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1988)
Most Recent ClaimJul 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 185 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMATAWAN BOROUGH WATER DE
serves 9,084 people · EPA ID NJ1329001
Water SourcePurchased surface water from NJ AMERICAN WATER - COASTAL NORTH
Last State InspectionApr 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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