Luzerne County property record for 185 Main St, Avoca, PA 18641
| Property Type | Single Family Home |
|---|---|
| Details | 1,654 sqft · built 1920 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Mar 2023) |
| Tax Bill | $2,786 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-D12SE4-014-012 |
| Primary APN | 02-D12SE4-014-012 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,654 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 227 ft deep x 50 ft wide |
| Old Parcel Number | 02-D12SE4-014-012 |
|---|---|
| Street Address | 185 MAIN ST |
| City | AVOCA |
| State | PA |
| Zip | 18641-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2-2-147-2 185 MAIN ST |
| Legal Subdivision | AVOCO BOROUGH |
| Legal Block | 14 |
| Legal Lot Number | 12 |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | AVOCA |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 210300 |
185 Main St is owned and occupied by two individuals who bought it in March 2023.
Source: Luzerne County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 MAIN ST, AVOCA, PA 18641-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage SIMPLE TITLE, SIMPLIFILE |
| Jan 31, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 16, 2023 | Special Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2023 · Amount on File |
| Deed Sale | Mar 16, 2023 · Amount on File |
| Deed Document Number | 202313887 |
| Deed Book / Page | 3023 / 44411 |
| Prior Transfer Date | Jun 4, 2007 |
| Prior Transfer Doc | 0005776883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Sep 17, 2026 |
| Property Address | 185 MAIN ST, AVOCA, PA 18641-2210 |
| Document Number | 0000050659 |
| Book / Page | 3026 / 217645 |
| Instrument Date | Sep 6, 2026 |
| Instrument | 202650659 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 185 MAIN ST, AVOCA, PA 18641-2210 |
| Document Number | 0000050659, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 3026/217645 |
| Instrument | 202650659 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 319 Months |
| Due | Apr 1, 2053 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 185 MAIN ST, AVOCA, PA 18641-2210 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 185 MAIN ST, AVOCA, PA 18641-2210 |
| Document Number | 0000005142 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 3024/17237 |
| Instrument | 202405142 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Apr 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Mar 16, 2023 |
| Property Address | 185 MAIN ST, AVOCA, PA 18641-2210 |
| Document Number | 0000013887 |
| Book / Page | 3023 / 44411 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 202313887 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 JULIAN DR, CAMDEN, NC 27921-7583 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 185 MAIN ST, AVOCA, PA 18641-2210 |
| Document Number | 0000013888 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 202313888 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
The 2026 property tax bill for 185 Main St was $2,786 with a homeowner's exemption.
Source: Luzerne County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| Municipality | Avoca Borough |
| County | Luzerne County |
| Unified School District | Pittston Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,786.00 Homeowner's exemption | $106,800 Land $26,900 Building $79,900 | |
| 2025 | $2,786.00 | ||
| 2024 | $106,800 Land $26,900 Building $79,900 | ||
| 2023 | $2,776.00 | ||
| 2009 | $106,800 Land $26,900 Building $79,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW WATRES private · serves 52,002 people · EPA ID PA2409011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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