185 Low Gap Rd, Buffalo Valley, TN 38548 Property Records

Putnam County property record for 185 Low Gap Rd, Buffalo Valley, TN 38548 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	2,340 sqft Living Area
Lot Size	36,590 sqft (0.839 acres)
Occupancy	Owner Occupied
Last Sale	$297,400 (2022)
Tax Bill	$1,357.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`071035 04101`
Alternative APN	`035 04101`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	2,340 sqft Living Area
1st Floor	1,560 sqft 1st Floor
Upper Floors	780 sqft Upper Floors
Basement Area	1,456 sqft Basement
Finished Basement	832 sqft Finished
Unfinished Basement	624 sqft Unfinished
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2004
Exterior Material	Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	36,590 sqft (0.839 acres)
Depth X Width	200 ft x 200 ft Depth x Width

Exterior Amenities

Deck Area	192 sqft Deck
Porch	Open Porch
Porch Area	112 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	185 LOW GAP RD
City	BUFFALO VALLEY
State	TN
Zip	38548-5355
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: M01
Jurisdiction	PUTNAM TN
Minor Civil Division	8
Census Blockgroup	1
Census Block	1013
Census Tract	1000

Owner

Source: Putnam County records · APN 071035 04101

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	185 LOW GAP RD, BUFFALO VALLEY, TN 38548-5355
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2022 · Amount on Record
Deed Sale	Mar 09, 2022 · Amount on Record
Prior Sale	Dec 29, 2005
Deed Doc Number	270660
Deed Book / Page	1385 / 349
Record Refreshed	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Mar 09, 2022
Property Address	185 LOW GAP RD, BUFFALO VALLEY, TN 38548-5355
Document Number	0001385349
Book / Page	1385 / 349
Instrument Date	Mar 08, 2022
Instrument	270660
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.38
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 LOW GAP RD, BUFFALO VALLEY, TN 38548-5355

Mortgage

Document Number	0000270661
Date	Mar 09, 2022
Instrument	270661

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,357.00	$51,025 (-7.06%) Land $1,150 Building $49,875
2023		$54,900 Land $1,150 Building $53,750
2022	$1,357.00
2021			$204,100 Land $4,600 Building $199,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (47141C), updated February 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.