185 Low Divide Rd, Crescent City, CA 95531 Property Records

Del Norte County property record for 185 Low Divide Rd, Crescent City, CA 95531

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,570 sqft · built 1989
Lot Size	1.03 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Dec 2020)
Tax Bill	$5,056 (2025)
Deeds & Mortgages	Apr 2023 Transfer Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-310-003-000`

Property Details

APN / Parcel Number

Primary APN	`122-310-003-000`
Alternative APNs	`12231003A` `12231003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,570 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1991
Construction Type	Wood
Lot Area	45,302 sqft
Garage Type	Attached
Garage Area	976 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	12231003
Street Address	185 LOW DIVIDE RD
City	CRESCENT CITY
State	CA
Zip	95531-5135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR_FR-1
Jurisdiction	DEL NORTE CA
Township / Civil Division	SMITH RIVER-GASQUET
Census Block Group	4
Census Block	4083
Census Tract	202

Owner

185 Low Divide Rd is owned by an individual who acquired it in April 2023.

Source: Del Norte County records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	539 H ST, CRESCENT CITY, CA 95531-3743
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Intrafamily Transfer, Transfer
Dec 10, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Dec 10, 2020	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Deed Document Number	20205245
Last Transfer Date	Apr 8, 2023
Transfer Doc	0000001058
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DEL NORTE CA
Recording Date	Apr 10, 2023
Property Address	185 LOW DIVIDE RD, CRESCENT CITY, CA 95531-5135
Document Number	0000001058
Instrument Date	Apr 8, 2023
Instrument	20231058
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 H ST, CRESCENT CITY, CA 95531-3743

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	DEL NORTE CA
Recording Date	Dec 10, 2020
Property Address	185 LOW DIVIDE RD, CRESCENT CITY, CA 95531-5135
Document Number	0000005244
Instrument Date	Dec 1, 2020
Instrument	5244
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 ADDLER RD GARDNERVILLE NV 894608331, GARDNERVILLE, NV 89460-8331

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DEL NORTE CA
Recording Date	Dec 10, 2020
Property Address	185 LOW DIVIDE RD, CRESCENT CITY, CA 95531-5135
Document Number	0000005245
Instrument Date	Dec 1, 2020
Instrument	20205245
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 413, CRESCENT CITY, CA 95531-0413

Mortgage

Document Number	0000005246
Date	Dec 10, 2020
Instrument	20205246

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 185 Low Divide Rd was $5,056.

Source: Del Norte County assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Del Norte County
Unified School District	Del Norte County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$480,272 (+2%) Land $110,406 Building $369,866
2025	$5,056.00	$470,856 Land $108,242 Building $362,614
2023	$4,750.00 (+2.15%)	$452,574 Land $104,040 Building $348,534
2022	$4,650.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 185 Low Divide Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Low Divide Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HRC C.S.D. serves 185 people · EPA ID CA0800556
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2024–2026) action level 15 ppb
Copper	1.55 mg/L (2024–2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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