185 Locust Ln, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 185 Locust Ln, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	21 bd · 1 ba · 1,093 sqft · built 1932
Lot Size	0.877 acres (38,202 sqft)
Owner	Trust Name on Record
Tax Bill	$2,025 (2025)
Deeds & Mortgages	Sep 2019 Transfer Sep 2019 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`072-161-19`

Property Details

APN / Parcel Number

Primary APN	`072-161-19`
Alternative APNs	`072-161-19-000` `07216103000`

Interior

Bedrooms	21 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,093 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	38,202 sqft (0.877 acres)

Location & Zoning

Street Address	185 LOCUST LN
City	BEN LOMOND
State	CA
Zip	95005-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2024
Census Tract	120302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	940 RIESLING DR, PLEASANTON, CA 94566-7220
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 26, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 28, 2019
Transfer Doc	0000026839
Record Updated	Sep 20, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 10, 2019
Property Address	185 LOCUST LN, BEN LOMOND, CA 95005-9731
Document Number	0000026840
Instrument Date	Aug 28, 2019
Instrument	26840
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	940 RIESLING DR PLEASANTON CA 945667220, PLEASANTON, CA 94566-7220

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 10, 2019
Property Address	185 LOCUST LN, BEN LOMOND, CA 95005-9731
Document Number	0000026839
Instrument Date	Aug 27, 2019
Instrument	26839
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	940 RIESLING DR PLEASANTON CA 945667220, PLEASANTON, CA 94566-7220

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 26, 2019
Property Address	185 LOCUST LN, BEN LOMOND, CA 95005-9731
Document Number	0000021167
Instrument Date	Jun 21, 2019
Instrument	21167
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	185 LOCUST LN BEN LOMOND CA 950059731, BEN LOMOND, CA 95005-9731

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,092 (+2%) Land $75,838 Building $54,254
2025	$2,025.00 (+8.17%)	$127,541 (+4.04%) Land $74,351 Building $53,190
2024	$1,872.00 (+0.7%)
2023	$1,859.00 (+2.65%)	$122,589 Land $71,464 Building $51,125	$552,060
2022	$1,811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	39 (1981–2023)
Claims Outside the SFHA	6 of 39
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 14 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio.

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