Pendleton County property record for 185 Lock Rd, Butler, KY 41006
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 9,000 sqft · built 2005 |
| Lot Size | 22.7 acres (990,119 sqft) |
| Owner | Company Name on Record |
| Last Sale | $60,000 (Jan 2023) |
| Tax Bill | $7,681 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Oct 2021 Sale + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 038-00-00-049.00 |
| Primary APN | 038-00-00-049.00 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 9,000 sqft Total Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 990,119 sqft (22.7 acres) |
| Street Address | 185 LOCK RD |
|---|---|
| City | BUTLER |
| State | KY |
| Zip | 41006-8204 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | 22.72951 ACRES & STORAGE BUILDINGS |
| Jurisdiction | PENDLETON KY |
| Township / Civil Division | BUTLER |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 930101 |
Source: Pendleton County records, as of October 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 24, BUTLER, KY 41006-0024 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK & TRUST CO |
| Oct 1, 2021 | Deed, Transfer |
| Nov 5, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HERITAGE BANK |
| Nov 5, 2019 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK |
| Nov 5, 2019 | Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2023 · Amount on Record |
| Deed Sale | Jan 25, 2023 · Amount on Record |
| Prior Sale | Oct 1, 2021 · Amount on Record |
| Deed Document Number | 2023580362 |
| Deed Book / Page | 375 |
| Prior Transfer Date | Oct 12, 2022 |
| Prior Transfer Doc | 0000580362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 185 LOCK RD, BUTLER, KY 41006-8204 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 185 LOCK RD, BUTLER, KY 41006-8204 |
| Document Number | 000423/109 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 423/109 |
| Instrument | 580187 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 8, 2027 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PENDLETON KY |
| Recording Date | Oct 1, 2021 |
| Property Address | 185 LOCK RD, BUTLER, KY 41006-8204 |
| Document Number | D367/1 |
| Book / Page | D367 / 1 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 577134 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 185 LOCK RD, 185, BUTLER, KY 41006-8204 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 185 LOCK RD, BUTLER, KY 41006-8204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | M389/050 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | M389/050 |
| Instrument | 522222 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | BUTLER, KY 41006 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 11, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 185 LOCK RD, BUTLER, KY 41006-8204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | M389/068 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | M389/068 |
| Instrument | 522226 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | BUTLER, KY 41006 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Oct 11, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 185 LOCK RD, BUTLER, KY 41006-8204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M389/025 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | M389/025 |
| Instrument | 522214 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | BUTLER, KY 41006 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 11, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Pendleton County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Pendleton County |
| Unified School District | Pendleton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,681.00 (-3.65%) | $618,000 (-) | $618,000 (-) |
| 2023 | $7,972.00 | $618,000 | $618,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENDLETON CO WATER DISTRICT #1 / NORTH serves 1,485 people · EPA ID KY0960348 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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