185 Libby Ln, Harrogate, TN 37752 Property Records

Claiborne County property record for 185 Libby Ln, Harrogate, TN 37752

Property Summary

Property Type	Rural Home
Details	1 ba · 1,145 sqft · built 1969
Lot Size	58.2 acres (2,537,370 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,018 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013030 00300`

Property Details

APN / Parcel Number

Primary APN	`013030 00300`
Alternative APN	`030 00300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,145 sqft Living Area
1st Floor Area	1,145 sqft
Basement Area	1,145 sqft
Unfinished Basement	1,145 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,537,370 sqft (58.2 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	898 sqft
Shed	1 Shed
Shed Area	960 sqft
Pole Barn	2,280 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	185 LIBBY LN
City	HARROGATE
State	TN
Zip	37752-6018
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	CLAIBORNE TN
Township / Civil Division	6
Census Block Group	1
Census Block	1003
Census Tract	970100

Owner

Source: Claiborne County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 LIBBY LN, HARROGATE, TN 37752-6018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit HEARTHSIDE BANK CORP
Mar 26, 2021	Intrafamily Transfer, Transfer
Mar 26, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 1981
Deed Sale	Sep 2, 1981
Prior Sale	Jan 1, 1948
Deed Book / Page	151 / 505
Last Transfer Date	Mar 13, 2021
Transfer Doc	1570453
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAIBORNE TN
Property Address	185 LIBBY LN, HARROGATE, TN 37752-6018
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 HIGHWAY 1534, PINEVILLE, KY 40977-8841

Mortgage

Document Number	0001589560
Date	Oct 27, 2021
Book Page	1589/560
Instrument	21010343

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	HARROGATE, TN 37752

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	366 Months
Due	Apr 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAIBORNE TN
Property Address	185 LIBBY LN, HARROGATE, TN 37752-6018
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001604694
Date	Apr 14, 2022
Book Page	1604/694
Instrument	22002611

Lender

Name	HEARTHSIDE BANK CORP
Type	Bank
Address	MIDDLESBORO, KY 40965

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAIBORNE TN
Recording Date	Mar 26, 2021
Property Address	185 LIBBY LN, HARROGATE, TN 37752-6018
Document Number	0001570456
Book / Page	1570 / 456
Instrument Date	Mar 18, 2021
Instrument	21007104
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 HIGHWAY 1534, PINEVILLE, KY 40977-8841

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAIBORNE TN
Recording Date	Mar 26, 2021
Property Address	185 LIBBY LN, HARROGATE, TN 37752-6018
Document Number	0001570453
Book / Page	1570 / 453
Instrument Date	Mar 13, 2021
Instrument	21007103
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 COSTELORE CORY, MIDDLESBORO, KY 40965

Tax Assessment & Valuation

Source: Claiborne County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Claiborne County
Unified School District	Claiborne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,018.00 (-15.8%) Additional exemption filed	$43,500 (-28.01%) Land $17,300 Building $26,200
2022	$1,209.00	$60,425 Land $34,150 Building $26,275	$241,400 Land $136,600 Building $104,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2002–2020)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 98% of Tennessee
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MountaiNet Telephone Company Fiber	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000

May also be available: Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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