185 Krista Dr, Arley, AL 35541 Property Records

Winston County property record for 185 Krista Dr, Arley, AL 35541

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,180 sqft · built 1999
Lot Size	0.864 acres (37,620 sqft)
Owner	Company Name on File
Last Sale	$925,000 (Feb 2026)
Tax Bill	$2,495 (2026)
Deeds & Mortgages	May 2026 Line of Credit Feb 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`24715`

Property Details

APN / Parcel Number

Primary APN	`24715`
Alternative APN	`67 20 04 17 0 200 001.001`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,180 sqft Living Area
1st Floor Area	1,280 sqft
Upper Floors Area	900 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	37,620 sqft (0.864 acres)
Lot Dimensions	275 ft deep x 136 ft wide
Garage Area	800 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	880 sqft
Deck Area	88 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	24715
Street Address	185 KRISTA DR
City	ARLEY
State	AL
Zip	35541-2492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 SIPSEY PINES S D S17 T12 R6 MB 3 PG 1
Legal Range	06W
Legal Township	12S
Legal Section	17
Legal Subdivision	SIPSEY PINES SD
Legal Lot Number	66
Jurisdiction	WINSTON AL
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2019
Census Tract	965502

Owner

185 Krista Dr is owned by a company that bought it in February 2026.

Source: Winston County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	19905 LAWRENCE RD, FAIRHOPE, AL 36532-4935
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit RIVER BANK AND TRUST
Feb 5, 2026	Warranty Deed, Transfer
Oct 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN BANK ALABAMA
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN BANK ALABAMA
Feb 22, 2023	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Oct 2, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2026 · Amount on File
Deed Sale	Feb 5, 2026 · Amount on File
Prior Sale	May 8, 2024 · Amount on File
Deed Book / Page	2026 / 520
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Recording Date	May 18, 2026
Property Address	185 KRISTA DR, ARLEY, AL 35541-2492
Document Number	2026004225
Book / Page	2026 / 4225
Instrument Date	May 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	19905 LAWRENCE RD, FAIRHOPE, AL 36532-4935

Mortgage

Document Number	2026004225,
Date	May 18, 2026
Book Page	2026/4225

Lender

Name	RIVER BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINSTON AL
Recording Date	Feb 5, 2026
Property Address	185 KRISTA DR, ARLEY, AL 35541-2492
Document Number	002026/520
Book / Page	2026 / 520
Map Reference	MB 3 PG 1-6
Instrument Date	Jan 23, 2026
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 LONGVIEW RD, PONTOTOC, MS 38863-6907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19905 LAWRENCE RD, FAIRHOPE, AL 36532-4935

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	185 KRISTA DR, ARLEY, AL 35541-2492
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000621/802
Date	Oct 11, 2017
Book Page	621/802

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	185 KRISTA DR, ARLEY, AL 35541-2492
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000661/569
Date	Jan 29, 2021
Book Page	661/569

Lender

Name	HOMETOWN BANK ALABAMA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 25, 2026

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	185 KRISTA DR, ARLEY, AL 35541-2492
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000645/459
Date	Jan 13, 2020
Book Page	645/459

Lender

Name	HOMETOWN BANK ALABAMA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINSTON AL
Recording Date	Feb 22, 2023
Property Address	185 KRISTA DR, ARLEY, AL 35541-2492
Document Number	000365/131
Book / Page	365 / 131
Map Reference	MB 3 PG 1-6
Instrument Date	Feb 17, 2023
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6570 MEMORY LN, TRUSSVILLE, AL 35173-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9508 EDENBROOK CT, BRENTWOOD, TN 37027-1114

Mortgage

Document Number	0006880724
Date	Feb 22, 2023
Instrument	0688/0724

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINSTON AL
Recording Date	Oct 2, 2018
Property Address	185 KRISTA DR, ARLEY, AL 35541-2492
Document Number	000332/812
Book / Page	332 / 812
Instrument Date	Sep 28, 2018
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 CREST DR, 122, BIRMINGHAM, AL 35209-5324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 23RD AVE NE, CENTER POINT, AL 35215-3824

Mortgage

Document Number	000631/982
Date	Oct 2, 2018
Book Page	631/982

Lender

Name	HOMETOWN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 185 Krista Dr was $2,495, up 7% from the year before.

Source: Winston County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Winston County
Unified School District	Winston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,495.00 (+6.99%)
2025	$2,332.00 (-45.25%)	$83,320 (-45.23%)	$833,000 (+9.51%) Land $140,900 Building $692,100
2024	$4,259.00 (+112.42%)	$152,140 (+8.05%)	$760,660 (+8.05%) Land $136,800 Building $623,860
2023	$2,005.00 (+12.89%)	$140,800 (+121.87%)	$703,960 (+10.95%) Land $136,800 Building $567,160
2022	$1,776.00	$63,460	$634,500 Land $150,500 Building $484,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 185 Krista Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Krista Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

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