185 Klare Ridge Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 185 Klare Ridge Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 736 sqft · built 2006
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$199,500 (Jun 2022)
Tax Bill	$1,096 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`458000961768000`

Property Details

APN / Parcel Number

Primary APN	`458000961768000`
Alternative APNs	`25942` `57868`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	736 sqft Heated Area
Upper Floors Area	224 sqft
Basement Area	512 sqft
Finished Basement	512 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	192 ft deep x 30 ft wide
Porch	Open Porch
Porch Area	448 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	57868
Street Address	185 KLARE RIDGE LN
City	MURPHY
State	NC
Zip	28906-6123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 TR 64-A MARY KING MTN 1304/814
Legal Tract	64
Legal Lot Number	8
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1043
Census Tract	930502

Owner

185 Klare Ridge Ln is owned and occupied by an individual who bought it in June 2022.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Mailing Address	185 KLARE RIDGE LN, MURPHY, NC 28906-6123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Nov 6, 2007 · Amount on File
Deed Document Number	4386
Deed Book / Page	1715 / 1071
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 30, 2022
Property Address	185 KLARE RIDGE LN, MURPHY, NC 28906-6123
Document Number	01715/1071
Book / Page	1715 / 1071
Instrument Date	Jun 9, 2022
Instrument	4386
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12012 REBECCAS RUN DR, 12012, WINTER GARDEN, FL 34787-5526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 KLARE RIDGE LN, MURPHY, NC 28906-6123

Mortgage

Document Number	0017151075
Date	Jun 30, 2022
Instrument	1715/1075

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.15%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.15%
Index	5-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

The 2025 property tax bill for 185 Klare Ridge Ln was $1,096.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,096.00	$157,140	$157,140 Land $9,350 Building $147,790
2023		$157,140	$157,140 Land $9,350 Building $147,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Klare Ridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Klare Ridge Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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