185 Kiser Ln, Troy, OH 45373 Property Records

Miami County property record for 185 Kiser Ln, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,464 sqft · built 1965
Lot Size	0.642 acres (27,966 sqft)
Owner	2 Individual Names on File
Last Sale	$297,500 (Jun 2023)
Tax Bill	$2,959 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C06-080003`

Property Details

APN / Parcel Number

Primary APN	`C06-080003`
Alternative APNs	`070523.0-02-003-00` `C06CC023A00500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,464 sqft Living Area
1st Floor Area	2,376 sqft
Upper Floors Area	1,276 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	27,966 sqft (0.642 acres)
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	185 KISER LN
City	TROY
State	OH
Zip	45373-8793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-7-23 TR 4 WOOD ACRES
Legal Range	05
Legal Township	07
Legal Section	23
Legal Subdivision	WOOD ACRES
Legal Tract	4
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1012
Census Tract	365301

Owner

185 Kiser Ln is owned and occupied by two individuals who bought it in June 2023.

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	185 KISER LN, TROY, OH 45373-8793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on File
Deed Sale	Jun 12, 2023 · Amount on File
Prior Sale	Nov 26, 2014 · Amount on File
Deed Document Number	20236163
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 12, 2023
Property Address	185 KISER LN, TROY, OH 45373-8793
Document Number	0000006163
Map Reference	MB 6 PG 103
Instrument Date	Jun 9, 2023
Instrument	2023OR-06163
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	185 KISER LN, TROY, OH 45373-8793

Mortgage

Document Number	0000006164
Date	Jun 12, 2023
Instrument	2023OR-06164

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	185 KISER LN, TROY, OH 45373-8793
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001112
Date	Jan 21, 2021
Instrument	2021OR-01112

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 185 Kiser Ln was $2,959 with a homeowner's exemption, up 4.2% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,959.00 (+4.15%) Homeowner's exemption	$86,040 (+17.73%) Land $16,350 Building $69,690	$245,800 Land $46,700 Building $199,100
2024	$2,841.00 (+2.05%) Homeowner's exemption	$73,080 (-) Land $14,350 Building $58,730
2023	$2,784.00 (+16.97%) Homeowner's exemption	$73,080 (-) Land $14,350 Building $58,730	$208,800 (-) Land $41,000 Building $167,800
2022	$2,380.00 Homeowner's exemption	$73,080 Land $14,350 Building $58,730	$208,800 Land $41,000 Building $167,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 185 Kiser Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 185 Kiser Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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