Montgomery County property record for 185 Hydro Rd, Mount Gilead, NC 27306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,352 sqft · built 1963 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $527 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 6593 00 44 1225 |
| Primary APN | 6593 00 44 1225 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,352 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 50,530 sqft (1.16 acres) |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Cooling System | Central |
|---|
| Account Number | 1477697 |
|---|---|
| Street Address | 185 HYDRO RD |
| City | MOUNT GILEAD |
| State | NC |
| Zip | 27306-8706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | ROBERTS ROBERTS |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | MOUNT GILEAD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 960401 |
185 Hydro Rd is owned and occupied by two individuals who acquired it in January 2004.
Source: Montgomery County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 HYDRO RD, MOUNT GILEAD, NC 27306-8706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 2004 |
| Deed Sale | Jan 1, 2004 |
| Deed Book / Page | 497 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 185 HYDRO RD, MOUNT GILEAD, NC 27306-8706 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 185 HYDRO RD, MOUNT GILEAD, NC 27306-8706 |
| Document Number | 000911/127 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | 911/127 |
| Instrument | 375703 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 185 Hydro Rd was $527.
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,505 (-9.34%) Land $8,352 Building $68,153 | $76,505 (-9.34%) Land $8,352 Building $68,153 | |
| 2025 | $527.00 | $84,385 Land $8,352 Building $76,033 | $84,385 Land $8,352 Building $76,033 |
| 2023 | $84,385 Land $8,352 Building $76,033 | $84,385 Land $8,352 Building $76,033 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Hydro Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Hydro Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SYSTEM serves 15,362 people · EPA ID NC0362010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025 Turbidity resolved · Feb 2019 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2022 |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
4G LTE only, no 5G reported
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