Bonner County property record for 185 Horse Ln, Sandpoint, ID 83864
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 2,054 sqft · built 1996 |
| Lot Size | 7.63 acres (332,363 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,149 (2026) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP59N01W098856A |
| Primary APN | RP59N01W098856A |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,054 sqft Finished Area |
| 1st Floor Area | 2,054 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 332,363 sqft (7.63 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Lean-To | 400 sqft |
| Pole Barn | 640 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 185 HORSE LN |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-8136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A/f-10 |
| Legal Description | 9-59N-1W TAX 11 LESS TAX 12,13,14 CPWRS |
| Legal Range | 01W |
| Legal Township | 59N |
| Legal Section | 09 |
| Legal Subdivision | CPWRS |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 950201 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 185 HORSE LN, SANDPOINT, ID 83864-8136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 185 HORSE LN, SANDPOINT, ID 83864-8136 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2018 |
| Name | Verified Name |
|---|
| Document Number | 921528 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 921528 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2033 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,149.00 (+7.38%) Homeowner's exemption | $370,489 (-0.21%) Land $118,751 Building $251,738 | $370,489 (-0.21%) Land $118,751 Building $251,738 |
| 2025 | $1,070.00 (-14.33%) Homeowner's exemption | $371,284 (-13.88%) Land $118,506 Building $252,778 | $371,284 (-13.88%) Land $118,506 Building $252,778 |
| 2023 | $1,249.00 Homeowner's exemption | $431,121 Land $118,400 Building $312,721 | $431,121 Land $118,400 Building $312,721 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| E.L. Internet Northwest Fixed Wireless | 400 / 100 |
| MountainLink Fixed Wireless | 250 / 50 |
4G LTE (outdoors only), no 5G reported
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