185 Holmes St, Dover, DE 19901 Property Records

Kent County property record for 185 Holmes St, Dover, DE 19901 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,460 sqft · built 2006
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$178,000 (Jan 2021)
Tax Bill$1,234 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2-05-077.07-01-25.00-000

Property Details

APN / Parcel Number

Primary APN2-05-077.07-01-25.00-000
Alternative APNs
  • ED05077.070125.00/000
  • 11754

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,460 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialShingle
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions100 ft deep x 35 ft wide
View / LotMajor Street/Thoroughfare
PorchSlab
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Account Number11754
Street Address185 HOLMES ST
CityDOVER
StateDE
Zip19901-8414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEY CREEK, LOT #84 185 HOLMES STREET
Legal SubdivisionSTONEY CREEK
Legal Lot Number84
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group2
Census Block2000
Census Tract41000

Owner

Source: Kent County records · APN 2-05-077.07-01-25.00-000

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address185 HOLMES ST, DOVER, DE 19901-8414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Deed of Trust, Mortgage · Non-Conforming Investor Loan
DEL-ONE FCU
Jan 25, 2021Deed, Transfer · FHA Mortgage
MERIDIAN BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 25, 2021 · Amount on Record
Deed SaleJan 25, 2021 · Amount on Record
Prior SaleAug 24, 2005 · Amount on Record
Deed Document Number2021406823
Deed Book / Page10749 / 286
Prior Transfer DateMar 30, 2015
Prior Transfer Doc0000293343
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address185 HOLMES ST, DOVER, DE 19901-8414
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 HOLMES ST, DOVER, DE 19901-8414

Mortgage

Document Number0000532799
DateMar 26, 2026
Book Page14101/28
Instrument2026-532799
Lender
NameDEL-ONE FCU
TypeCredit Union
AddressDOVER, DE 19904
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term180 Months
DueMar 19, 2041

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateJan 25, 2021
Property Address185 HOLMES ST, DOVER, DE 19901-8414
Document Number0000406823
Book / Page10749 / 286
Map ReferenceMB 24 PG 49
Instrument DateJan 12, 2021
Instrument2021-406823
Transaction TypeTransfer
Record UpdatedSep 06, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address402 GEORGE WASHINGTON DR, 402, DOVER, DE 19904-2693

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 HOLMES ST, DOVER, DE 19901-8414

Mortgage

Document Number0000406824
DateJan 25, 2021
Instrument2021-406824
Lender
NameMERIDIAN BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Mortgage

Document Number0000406825
DateJan 25, 2021
Book Page10749/314
Instrument2021-406825
Lender
NameDELAWARE STATE HOUSING AUTHORITY
TypeGovernment Agency
AddressDOVER, DE 19901
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$1,234.00 (+29.89%)$209,900 (+549.85%) Land $55,500 Building $154,400
2023$950.00$32,300 Land $3,300 Building $29,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010410002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1983–2013)
Most Recent ClaimJul 2013, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 351 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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