185 Holmes Rd, Holmes, NY 12531 Property Records

Dutchess County and Pawling Town property record for 185 Holmes Rd, Holmes, NY 12531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,366 sqft · built 2001
Lot Size5.8 acres (252,648 sqft)
OwnerIndividual Name on File
Last Sale$699,000 (Oct 2021)
Tax Bill$19,963 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN134089 6855-00

Property Details

APN / Parcel Number

Primary APN134089 6855-00
Alternative APNs
  • 134089-6855-00-424576-0000
  • 408900685500004245760000
  • 134089 6.855-0-424.576

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,366 sqft Living Area
Gross Area3,979 sqft
1st Floor Area1,924 sqft
2nd Floor Area1,442 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2015
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area252,648 sqft (5.8 acres)
View / LotRural
Garage TypeAttached
Garage Area532 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area81 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number134089 6855-00-
Street Address185 HOLMES RD
CityHOLMES
StateNY
Zip12531-5228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Description5.80 AC (S) 22001 05226 0747 0333
Legal SubdivisionMARCIA BAKER SUB
Legal Lot Number424
JurisdictionDUTCHESS NY
Township / Civil DivisionPAWLING
Census Block Group2
Census Block2020
Census Tract110003

Owner

185 Holmes Rd is owned and occupied by an individual who bought it in October 2021.

Source: Dutchess County and Pawling Town records, as of May 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address185 HOLMES RD, HOLMES, NY 12531-5228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Deed of Trust, Mortgage · Line of Credit
MID HUDSON VALLEY FCU
Oct 22, 2021Deed, Transfer · Stand-Alone First Mortgage
SAVINGS BANK OF DANBURY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2021 · Amount on File
Deed SaleOct 22, 2021 · Amount on File
Prior SaleJul 9, 2001 · Amount on File
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address185 HOLMES RD, HOLMES, NY 12531-5228
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051986
DateJul 14, 2023
Instrument51986
Lender
NameMID HUDSON VALLEY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueAug 1, 2048
Interest
Rate TypeAdjustable Rate

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionDUTCHESS NY
Recording DateOct 22, 2021
Property Address185 HOLMES RD, HOLMES, NY 12531-5228
Document Number0000053997
Instrument DateOct 18, 2021
Instrument2021-53997
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 LOOS LN, PUTNAM VALLEY, NY 10579-1607

Mortgage

Document Number0000056285
DateOct 22, 2021
Instrument56285
Lender
NameSAVINGS BANK OF DANBURY
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 185 Holmes Rd was $19,963.

Source: Dutchess County and Pawling Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
County SubdivisionPawling Town
Unified School DistrictPawling Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,963.00$270,500 (-) Land $34,700 Building $235,800$913,500 (+5.9%)
2024$270,500 (-) Land $34,700 Building $235,800$862,600 (+4.53%)
2023$270,500 (-) Land $34,700 Building $235,800$825,200 (+18.21%) Land $105,857 Building $719,343
2022$270,500 Land $34,700 Building $235,800$698,100 Land $89,553 Building $608,547
2020$17,774.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 185 Holmes Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Holmes Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Holmes Rd

Nearby Streets

Search Property Records by Address or Parcel Number