185 High Wray, Boone, NC 28607 Property Records

Watauga County property record for 185 High Wray, Boone, NC 28607

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 3,343 sqft · built 1991
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on File
Last Sale$799,000 (Aug 2007)
Tax Bill$2,774 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1899-83-7326-000

Property Details

APN / Parcel Number

Primary APN1899-83-7326-000
Alternative APN
  • 1627283

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms12 Rooms
Stories1 Story
Building Area3,343 sqft Living Area
1st Floor Area1,030 sqft
Basement Area618 sqft
Finished Basement618 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area23,958 sqft (0.55 acres)
Garage Area440 sqft
PorchPorch
Porch Area708 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1627283
Street Address185 HIGH WRAY
CityBOONE
StateNC
Zip28607-8385
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 44 YONAHLOSSEE
Legal SubdivisionYONAHLOSSEE
Legal Lot Number44
JurisdictionWATAUGA NC
Township / Civil DivisionNEW RIVER
Census Block Group1
Census Block1015
Census Tract920602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Flat Top Estate
listed 2013 · 6 contributing resources · NRIS 13000978

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

185 High Wray is owned by two individuals who bought it in August 2007.

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2926 BELVEDERE AVE, CHARLOTTE, NC 28205-3708
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2007 · Amount on File
Deed SaleAug 3, 2007 · Amount on File
Deed Document Number2007103810
Deed Book / Page1309 / 794
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address185 HIGH WRAY, BOONE, NC 28607-8385
Transaction TypeMortgage
Record UpdatedJan 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021760509
DateMar 25, 2021
Book Page2176/509
Instrument704015
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 185 High Wray was $2,774.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$722,600 (-) Land $61,900 Building $660,700
2025$2,774.00$722,600 Land $61,900 Building $660,700
2024$722,600 Land $61,900 Building $660,700
2023$722,600 Land $61,900 Building $660,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 High Wray in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 units insured
incl. 8 condo units
Nearby Flood Claims8 (1979–2024)
Claims Outside the SFHA3 of 8
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 High Wray is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on High Wray

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