185 Hidden Waters Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 185 Hidden Waters Ln, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,804 sqft · built 2020
Lot Size	4.88 acres (212,573 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Feb 2019)
Tax Bill	$2,621 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0784269`

Property Details

APN / Parcel Number

Primary APN	`R0784269`
Alternative APNs	`07-3965-15-3-02-01-0000` `0000850750`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	844 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	212,573 sqft (4.88 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000850750
Street Address	185 HIDDEN WATERS LN
City	KALISPELL
State	MT
Zip	59901-8547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN WATERS AMD L1,2,4 & 5, S15, T28 N, R22 W, LOT 1, ACRES 4.88, ASSR# 0000850750
Legal Range	22W
Legal Township	28N
Legal Section	15
Legal Subdivision	HIDDEN WATERS AMD L1,2,4 & 5
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	4
Census Block	4014
Census Tract	802

Owner

185 Hidden Waters Ln is owned by an individual who bought it in February 2019.

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	619 LIBERTY ST, C, KALISPELL, MT 59901-3000
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF KALISPELL
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF KALISPELL
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Feb 22, 2019	Warranty Deed, Transfer · Commercial Mortgage VALLEY BANK OF KALISPELL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2019 · Amount on File
Deed Sale	Feb 22, 2019 · Amount on File
Deed Document Number	20193377
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	185 HIDDEN WATERS LN, KALISPELL, MT 59901-8547
Transaction Type	Mortgage
Record Updated	Nov 24, 2022
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200028132
Date	Nov 2, 2022
Instrument	202200028132

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	185 HIDDEN WATERS LN, KALISPELL, MT 59901-8547
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200009271
Date	Apr 11, 2022
Instrument	202200009271

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	185 HIDDEN WATERS LN, KALISPELL, MT 59901-8547
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200009271
Date	Apr 12, 2022
Instrument	202200009271

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	185 HIDDEN WATERS LN, KALISPELL, MT 59901-8547
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000011446
Date	May 5, 2020
Instrument	202000011446

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 22, 2019
Property Address	185 HIDDEN WATERS LN, KALISPELL, MT 59901-8547
Document Number	201900003377
Instrument Date	Feb 21, 2019
Instrument	201900003377
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 S MERIDIAN RD, KALISPELL, MT 59901-4276

Mortgage

Document Number	201900003378
Date	Feb 22, 2019
Instrument	201900003378

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Mar 1, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 185 Hidden Waters Ln was $2,621, down 5.1% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Smith Valley Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,621.00 (-5.1%)	$766,900 (-)
2025	$2,762.00	$766,900	$766,900 Land $238,300 Building $528,600
2023	$3,849.00	$513,200	$513,200 Land $154,796 Building $358,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Hidden Waters Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Hidden Waters Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 79% of Montana
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
MontanaSky Networks Fixed Wireless	100 / 20

May also be available: InterBel Telephone Cooperative.

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