185 Haven Dr, Clarksville, TN 37042 Property Records

Montgomery County property record for 185 Haven Dr, Clarksville, TN 37042

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,508 sqft · built 1972
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jan 2026)
Tax Bill	$1,848 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43G E 23.00`

Property Details

APN / Parcel Number

Primary APN	`43G E 23.00`
Alternative APNs	`043G E 02300 000` `27240`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,170 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	142 ft deep x 90 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	338 sqft
Driveway	Driveway
Driveway Area	840 sqft
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	185 HAVEN DR
City	CLARKSVILLE
State	TN
Zip	37042-3563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SUBDIVISION: SOUTH HAVEN BLOCK: 2 LOT: 18 163A-37 COULD NOT GO IN BACK YARD, MEAN DOG;SWD V859-58 SWD V1290-1158; ADD CHG PER
Legal Subdivision	SOUTH HAVEN
Legal Block	2
Legal Lot Number	18
Jurisdiction	MONTGOMERY TN
Township / Civil Division	11
Census Block Group	2
Census Block	2000
Census Tract	101101

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	185 HAVEN DR, CLARKSVILLE, TN 37042-3563
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Line of Credit FORTERA FCU
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit FORTERA CREDIT UNION
Jan 9, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on File
Deed Sale	Jan 9, 2026 · Amount on File
Prior Sale	Apr 1, 2020 · Amount on File
Deed Document Number	20261528774
Deed Book / Page	2472 / 4117
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	185 HAVEN DR, CLARKSVILLE, TN 37042-3563
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002133/313
Date	Sep 3, 2021
Book Page	2133/313
Instrument	1336805

Lender

Name	FORTERA FCU
Type	Credit Union
Address	CLARKSVILLE, TN 37040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	185 HAVEN DR, CLARKSVILLE, TN 37042-3563
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02256/1304
Date	Oct 5, 2022
Book Page	2256/1304
Instrument	1400002

Lender

Name	FORTERA CREDIT UNION
Address	CLARKSVILLE, TN 37040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Jan 9, 2026
Property Address	185 HAVEN DR, CLARKSVILLE, TN 37042-3563
Document Number	02472/4117
Book / Page	2472 / 4117
Map Reference	MB 9 PG 66 PL 66
Instrument Date	Jan 8, 2026
Instrument	1528774
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 HAVEN DR, CLARKSVILLE, TN 37042-3563

Mortgage

Document Number	0001528775
Date	Jan 9, 2026
Instrument	1528775

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Municipality	Clarksville City
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,848.00 (+1.32%)	$61,200 (-)	$244,800 (-) Land $48,000 Building $196,800
2024	$1,824.00 (+25.45%)	$61,200 (+77.65%)	$244,800 (+77.65%) Land $48,000 Building $196,800
2023	$1,454.00	$34,450 (-)
2022	$1,454.00	$34,450	$137,800 Land $27,000 Building $110,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	17 (2013–2025)
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CDE Lightband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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