185 Harris Rd, Smithfield, RI 02917 Property Records

Smithfield Town property record for 185 Harris Rd, Smithfield, RI 02917

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,838 sqft · built 1982
Lot Size5.59 acres (243,786 sqft)
Owner2 Company Names on Record
Last Sale$486,000 (Oct 2018)
Tax Bill$8,968 (2025)
Deeds & MortgagesApr 2021 Refinance
Apr 2021 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN3-1263-00

Property Details

APN / Parcel Number

Primary APN3-1263-00
Alternative APN
  • SMIT M:45 B:000 L:039 U

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,838 sqft Living Area
Gross Area7,830 sqft
1st Floor Area3,214 sqft
Basement Area2,166 sqft
Unfinished Basement2,166 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleContemporary
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area243,786 sqft (5.59 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3-1263-00
Street Address185 HARRIS RD
CitySMITHFIELD
StateRI
Zip02917-1933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR80
Legal Lot Number39
JurisdictionSMITHFIELD RI
Township / Civil DivisionSMITHFIELD
Census Block Group4
Census Block4002
Census Tract12602

Owner

Source: Smithfield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address185 HARRIS RD, SMITHFIELD, RI 02917-1933
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BETTER MORTGAGE CORP
Apr 1, 2021Quit Claim Deed, Transfer
Quitclaim
Apr 1, 2021Quit Claim Deed, Transfer
Quitclaim
Dec 19, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
PAWTUCKET CU
Oct 31, 2018Trustee's Deed, Transfer · Conventional Mortgage
INC ATLANT
Jul 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
NAVIGANT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2018 · Amount on Record
Deed SaleOct 31, 2018 · Amount on Record
Deed Book / Page1187 / 173
Last Transfer DateJan 16, 2021
Transfer Doc1345-344
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITHFIELD RI
Property Address185 HARRIS RD, SMITHFIELD, RI 02917-1933
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00001346-1
DateApr 1, 2021
Book Page1346/1
Instrument2021-1493
Lender
NameBETTER MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSMITHFIELD RI
Recording DateApr 1, 2021
Property Address185 HARRIS RD, SMITHFIELD, RI 02917-1933
Document Number1346-17
Book / Page1346 / 17
Instrument DateJan 16, 2021
Instrument2021-1494
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address185 HARRIS RD, SMITHFIELD, RI 02917-1933

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSMITHFIELD RI
Recording DateApr 1, 2021
Property Address185 HARRIS RD, SMITHFIELD, RI 02917-1933
Document Number001345-344
Book / Page1345 / 344
Instrument DateJan 16, 2021
Instrument2021-1492
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address185 HARRIS RD, SMITHFIELD, RI 02917-1933

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSMITHFIELD RI
Recording DateDec 19, 2019
Property Address185 HARRIS RD, SMITHFIELD, RI 02917-1933
Document Number1250-229
Book / Page001250 / 000229
Instrument DateDec 12, 2019
Instrument4100
Transaction TypeTransfer
Record UpdatedJan 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address185 HARRIS RD SMITHFIELD RI 029171933, SMITHFIELD, RI 02917-1933

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITHFIELD RI
Property Address185 HARRIS RD, SMITHFIELD, RI 02917-1933
Document Number1245-158
Instrument DateNov 18, 2019
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 HARRIS RD SMITHFIELD RI 029171933, SMITHFIELD, RI 02917-1933

Mortgage

Document Number1245-158
DateNov 22, 2019
Book Page001245/000158
Instrument3725
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 21, 2034

October 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionSMITHFIELD RI
Recording DateOct 31, 2018
Property Address185 HARRIS RD, SMITHFIELD, RI 02917-1933
Document Number1187-173
Book / Page001187 / 000173
Instrument DateOct 31, 2018
Instrument46428
Transaction TypeTransfer
Record UpdatedNov 28, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$486.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 HARRIS RD SMITHFIELD RI 029171933, SMITHFIELD, RI 02917-1933

Mortgage

Document Number1187-176
DateOct 31, 2018
Book Page001187/000176
Instrument46429
Lender
NameINC ATLANT
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 30, 2048

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITHFIELD RI
Property Address185 HARRIS RD, SMITHFIELD, RI 02917-1933
Document Number1118-266
Book / Page001118 / 000266
Instrument DateJul 17, 2017
Transaction TypeMortgage
Record UpdatedAug 8, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 HARRIS RD SMITHFIELD RI 029171933, SMITHFIELD, RI 02917-1933

Mortgage

Document Number1118-266
DateJul 21, 2017
Book Page001118/000266
Instrument41092
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionSmithfield Town
Unified School DistrictSmithfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,968.00 (+7.34%)$723,800 (+18.85%) Land $218,500 Building $505,300$847,333
2023$8,355.00 (+2.69%)$609,000 (-) Land $183,300 Building $425,700
2022$8,136.00$609,000 Land $183,300 Building $425,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1979–2010)
Claims Outside the SFHA6 of 8
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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