185 Hammer Ave, Pacific, MO 63069 Property Records

Franklin County property record for 185 Hammer Ave, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,253 sqft · built 2023
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$3,039 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-2-09.0-2-008-007.100`

Property Details

APN / Parcel Number

Primary APN	`19-2-09.0-2-008-007.100`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,253 sqft Living Area

Exterior

Year Built	Built 2023
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	185 HAMMER AVE
City	PACIFIC
State	MO
Zip	63069-5714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 2R ROBERTS PLAT 3
Legal Subdivision	ROBERTS (19-9)
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1012
Census Tract	800704

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	185 HAMMER AVE, PACIFIC, MO 63069-5714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Nov 3, 2023	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Mar 23, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK OF FRANKLIN COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023
Deed Sale	Nov 3, 2023
Deed Document Number	2313145
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	185 HAMMER AVE, PACIFIC, MO 63069-5714
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	ESCROWNET, ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002512558
Date	Oct 2, 2025
Instrument	2512558

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	185 HAMMER AVE, PACIFIC, MO 63069-5714
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002313146
Date	Nov 3, 2023
Instrument	2313146

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	185 HAMMER AVE, PACIFIC, MO 63069-5714
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002303368
Date	Mar 23, 2023
Instrument	2303368

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,039.00 (+3,898.68%)	$39,425 (+3,550.46%)	$207,500 (+2,205.56%) Land $18,000 Building $189,500
2023	$76.00 (+10.14%)	$1,080	$9,000 Land $9,000
2022	$69.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Wisper ISP.

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