185 Grove St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 185 Grove St, Chicopee, MA 01020

Property Summary

Property TypeRestaurant
Details5 bd · 1.5 ba · 4,224 sqft · built 1971
Lot Size0.388 acres (16,890 sqft)
OwnerCompany Name on File
Last Sale$200,000 (Mar 2021)
Tax Bill$16,561 (2026)
Deeds & MortgagesMar 2021 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN125-00028

Property Details

APN / Parcel Number

Primary APN125-00028
Alternative APN
  • CHIC M:0125 P:00028

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area4,224 sqft Total Area
Gross Area6,447 sqft
1st Floor Area3,024 sqft
Basement Area1,656 sqft
Unfinished Basement1,656 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area16,890 sqft (0.388 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number125-00028
Street Address185 GROVE ST
CityCHICOPEE
StateMA
Zip01020-1817
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning Code104
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2010
Census Tract810800

Owner

185 Grove St, a commercial property, is owned by a company that bought it in March 2021.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address185 GROVE ST, CHICOPEE, MA 01020-1817
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2021Deed of Trust, Mortgage · Commercial Mortgage
FLORENCE BANK
Mar 5, 2021Warranty Deed, Transfer · Commercial Mortgage
FLORENCE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2021 · Amount on File
Deed SaleMar 5, 2021 · Amount on File
Deed Document Number202115227
Deed Book / Page23745 / 293
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address185 GROVE ST, CHICOPEE, MA 01020-1817
Transaction TypeMortgage
Record UpdatedMar 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23745-317
DateMar 5, 2021
Book Page23745/317
Instrument15230
Lender
NameFLORENCE BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateMar 5, 2021
Property Address185 GROVE ST, CHICOPEE, MA 01020-1817
Document Number23745-293
Book / Page23745 / 293
Instrument DateMar 4, 2021
Instrument15227
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 MAIN ST, CHICOPEE, MA 01020-1836

Mortgage

Document Number15229
DateMar 5, 2021
Instrument15229
Lender
NameFLORENCE BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 185 Grove St was $16,561, up 7.7% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$16,561.00 (+7.74%)$508,000 (+7.81%) Land $125,100 Building $382,900
2025$15,371.00 (+5.61%)$471,200 (+2.88%) Land $116,000 Building $355,200
2024$14,555.00 (+6.26%)$458,000 (+9.78%) Land $113,800 Building $344,200
2023$13,697.00$417,200 Land $103,500 Building $313,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 185 Grove St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 185 Grove St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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