185 Ginghamsburg Rd, Tipp City, OH 45371 Property Records

Miami County property record for 185 Ginghamsburg Rd, Tipp City, OH 45371

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,744 sqft · built 1920
Lot Size2.5 acres (109,118 sqft)
OwnerCompany Name on Record
Last Sale$103,000 (Oct 1990)
Tax Bill$3,138 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APNG12-055400

Property Details

APN / Parcel Number

Primary APNG12-055400
Alternative APNs
  • 040633.1-04-010-00
  • G12MO029A03300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,744 sqft Living Area
1st Floor Area2,200 sqft
Upper Floors Area644 sqft
Basement Area156 sqft
Unfinished Basement156 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area109,118 sqft (2.5 acres)

Exterior Amenities

PorchSlab
Porch Area102 sqft
Patio Area150 sqft
Canopy150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address185 GINGHAMSBURG RD
CityTIPP CITY
StateOH
Zip45371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6-4-33 PT CEN PT NE
Legal Range06
Legal Township04
Legal Section33
JurisdictionMIAMI OH
Township / Civil DivisionMONROE
Census Block Group1
Census Block1001
Census Tract350101

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address185 GINGHAMSBURG RD, TIPP CITY, OH 45371
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 1990 · Amount on Record
Deed SaleOct 25, 1990 · Amount on Record
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address185 GINGHAMSBURG RD, TIPP CITY, OH 45371
Transaction TypeMortgage
Record UpdatedFeb 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-9614

Mortgage

Document Number0000001374
DateFeb 12, 2024
Instrument2024OR-01374
Lender
NamePNC BANK NA
TypeBank
Address222 DELAWARE AVE, WILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueFeb 13, 2064
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionMonroe Township
Unified School DistrictTipp City Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,138.00 (-10.06%) Homeowner's exemption$71,790 (+9.55%) Land $32,900 Building $38,890$205,100 (+9.56%) Land $94,000 Building $111,100
2024$3,489.00 (+13.61%) Homeowner's exemption$65,530 (-) Land $33,080 Building $32,450
2023$3,071.00 (-4.09%) Homeowner's exemption$65,530 (-) Land $33,080 Building $32,450$187,200 (-) Land $94,500 Building $92,700
2022$3,202.00 Homeowner's exemption$65,530 Land $33,080 Building $32,450$187,200 Land $94,500 Building $92,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2014–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimNov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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