Scott County property record for 185 Gemini Trl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,248 sqft · built 1971 |
| Lot Size | 0.519 acres (22,610 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $46,000 (Oct 2022) |
| Tax Bill | $2,004 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-10-098.000 |
| Primary APN | 161-10-098.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Finished Basement | 1,248 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Lot Area | 22,610 sqft (0.519 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 185 GEMINI TRL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOONLAKE ESTATES |
| Legal Subdivision | MOONLAKE ESTATES |
| Legal Lot Number | 38A |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 40502 |
185 Gemini Trl is owned and occupied by two individuals who bought it in October 2022.
Source: Scott County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 GEMINI TRL, GEORGETOWN, KY 40324-9584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Oct 6, 2022 | Correction Deed |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2022 · Amount on File |
| Deed Sale | Oct 6, 2022 · Amount on File |
| Deed Document Number | 2022459928 |
| Deed Book / Page | 437 / 535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 21, 2026 |
| Property Address | 185 GEMINI TRL, GEORGETOWN, KY 40324-9584 |
| Document Number | 0000602986 |
| Book / Page | 1919 / 308 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 2026602986 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 185 GEMINI TRL, GEORGETOWN, KY 40324-9584 |
| Document Number | 0000602986, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 1919/308 |
| Instrument | 2026602986 |
| Name | COMMONWEALTH CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 6, 2022 |
| Property Address | 185 GEMINI TRL, GEORGETOWN, KY 40324-9584 |
| Document Number | 00D437/535 |
| Book / Page | D437 / 535 |
| Map Reference | CAB 1 SL 150 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 459928 |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 136 PRIMROSE CIR, RICHMOND, KY 40475-6833 |
| Name | Verified Name |
|---|---|
| Address | 185 GEMINI TRL, GEORGETOWN, KY 40324-9584 |
The 2025 property tax bill for 185 Gemini Trl was $2,004 with a homeowner's exemption.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,100 (-) | $274,100 (-) | |
| 2025 | $2,004.00 Homeowner's exemption | $274,100 | $274,100 |
| 2023 | $1,363.00 Homeowner's exemption | $196,700 Land $32,000 Building $164,700 | $196,700 Land $32,000 Building $164,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Gemini Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 185 Gemini Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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