185 Gardens Dr, Springfield, MA 01119 Property Records

Hampden County and Springfield City property record for 185 Gardens Dr, Springfield, MA 01119

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1960
Lot Size	0.202 acres (8,799 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2026)
Tax Bill	$3,758 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:05500 P:0058`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:05500 P:0058`
Alternative APN	`55000058`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Game Room	Game Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	55000058
Street Address	185 GARDENS DR
City	SPRINGFIELD
State	MA
Zip	01119-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2004
Census Tract	801602

Owner

185 Gardens Dr is owned and occupied by an individual who bought it in September 2026.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	185 GARDENS DR, SPRINGFIELD, MA 01119-2537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage HOUSING PARTNERSHIP
Sep 1, 2026	Deed of Trust, Mortgage HOUSING PARTNERSHIP
Sep 1, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2026 · Amount on File
Deed Sale	Sep 1, 2026 · Amount on File
Deed Document Number	202642424
Deed Book / Page	26491 / 137
Prior Transfer Date	Aug 24, 2026
Prior Transfer Doc	0000042424
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 1, 2026
Property Address	185 GARDENS DR, SPRINGFIELD, MA 01119-2537
Document Number	0000042426
Book / Page	26491 / 163
Instrument Date	Aug 31, 2026
Instrument	202642426
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 GARDENS DR, SPRINGFIELD, MA 01119-2537

Mortgage

Document Number	0000042426,
Date	Sep 1, 2026
Book Page	26491/163
Instrument	202642426

Lender

Name	HOUSING PARTNERSHIP

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 1, 2026
Property Address	185 GARDENS DR, SPRINGFIELD, MA 01119-2537
Document Number	0000042427
Book / Page	26491 / 170
Instrument Date	Aug 31, 2026
Instrument	202642427
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 GARDENS DR, SPRINGFIELD, MA 01119-2537

Mortgage

Document Number	0000042427,
Date	Sep 1, 2026
Book Page	26491/170
Instrument	202642427

Lender

Name	HOUSING PARTNERSHIP

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 1, 2026
Property Address	185 GARDENS DR, SPRINGFIELD, MA 01119-2537
Document Number	0000042424
Book / Page	26491 / 137
Instrument Date	Aug 24, 2026
Instrument	202642424
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 GARDENS DR, SPRINGFIELD, MA 01119-2537

Mortgage

Date	Sep 1, 2026

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 185 Gardens Dr was $3,758, up 11.1% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,758.00 (+11.05%)	$243,100 (+12.65%) Land $51,700 Building $191,400	$276,840 (-3.25%)
2025	$3,384.00	$215,800 Land $51,700 Building $164,100	$286,140 (+1.31%)
2024			$282,435
2023	$3,526.00	$206,800 Land $49,200 Building $157,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Gardens Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 185 Gardens Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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