185 Franklin St, Apt 4, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 185 Franklin St, Apt 4, Melrose, MA 02176

Property Summary

Property Type	Condominium
Details	1 ba · 1,214 sqft · built 1900
Owner	Individual Name on Record
Last Sale	$522,500 (Apr 2023)
Tax Bill	$5,659 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MELR M:C12 P:00104-4`

Property Details

APN / Parcel Number

Primary APN	`MELR M:C12 P:00104-4`

Interior

Full Baths	1 Bath
Units	4 Units
Stories	2 Stories
Building Area	1,214 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	185 FRANKLIN ST, 4
City	MELROSE
State	MA
Zip	02176-1834
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	URB
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	1
Census Block	1011
Census Tract	336100

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	185 FRANKLIN ST, 4, MELROSE, MA 02176-1834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Deed Book / Page	81442 / 55
Record Updated	Oct 29, 2026

April 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	MELROSE MA
Recording Date	Apr 19, 2023
Property Address	185 FRANKLIN ST APT 4, 4, MELROSE, MA 02176-1834
Document Number	0081442-55
Book / Page	81442 / 55
Instrument Date	Apr 19, 2023
Instrument	39252
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 FRANKLIN ST APT 4, 4, MELROSE, MA 02176-1834
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039253
Date	Apr 19, 2023
Instrument	39253

Lender

Name	STONEHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,659.00 (+11,689.58%)	$493,400 (-) Building $493,400	$530,845 (+24.45%)
2025	$48.00	$493,400 Building $493,400	$426,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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