Flagler County property record for 185 Florida Ave, Bunnell, FL 32110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,362 sqft · built 2019 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $114,900 (Jul 2018) |
| Tax Bill | $4,687 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-12-29-5550-00020-0030 |
| Primary APN | 32-12-29-5550-00020-0030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,362 sqft Living Area |
| Gross Area | 3,521 sqft |
| 1st Floor Area | 2,362 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Detached |
| Garage Area | 1,800 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 598 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 185 FLORIDA AVE |
|---|---|
| City | BUNNELL |
| State | FL |
| Zip | 32110-5533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | 0010.00 ACRES ST. JOHNS DEV CO SUB TRACT 3 BL-2 OR 313 PG 138 ORDER OF SUM ADMIN RICHARD LOWE 1/2 INTEREST & JAMES LOWE 1/2 INTEREST OR 363 PG 201 OR 798/1829 OR 2015/1818-MARSHA LYNN ROACH PR OR 2092/984 OR 2104/1321 OR 2316/176 |
| Legal Range | 29E |
| Legal Township | 12S |
| Legal Section | 32 |
| Legal Subdivision | ST JOHNS DEV CO |
| Legal Tract | 3 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 60206 |
Source: Flagler County assessment roll, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 FLORIDA AVE, BUNNELL, FL 32110-5533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK |
| Nov 2, 2018 | Intrafamily Transfer, Transfer · Construction Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2018 · Amount on Record |
| Deed Sale | Jul 16, 2018 · Amount on Record |
| Prior Sale | Dec 31, 2015 · Amount on Record |
| Deed Document Number | 201826279 |
| Deed Book / Page | 2293 / 101 |
| Last Transfer Date | Oct 31, 2018 |
| Transfer Doc | 0023160176 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 185 FLORIDA AVE, BUNNELL, FL 32110-5533 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10 WHITE OAK LN, PALM COAST, FL 32164-7230 |
| Document Number | 0022550633 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 2255/0633 |
| Instrument | 2018002998 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | PALM COAST, FL 32164 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 185 FLORIDA AVE, BUNNELL, FL 32110-5533 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024711859 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 2471/1859 |
| Instrument | 2020034076 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 2, 2018 |
| Property Address | 185 FLORIDA AVE, BUNNELL, FL 32110-5533 |
| Document Number | 0023160176 |
| Book / Page | 2316 / 0176 |
| Map Reference | MB1 PG7 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 2018041253 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PROFESSIONAL TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10 WHITE OAK LN, PALM COAST, FL 32164-7230 |
| Investor | Possibly a Property Investor |
| Document Number | 2018041254 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 2018041254 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Nov 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | 1-Year CMT |
| Max Rate | 11.1% |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,687.00 (-6.2%) Homeowner's exemption | $381,961 (+5.99%) | $537,498 (+9.9%) Land $182,500 Building $354,998 |
| 2024 | $4,997.00 (+11.97%) | ||
| 2023 | $4,463.00 (+2.06%) Homeowner's exemption | $360,385 (+3%) | $489,058 (+1.98%) Land $132,500 Building $356,558 |
| 2022 | $4,373.00 Homeowner's exemption | $349,889 | $479,552 Land $132,500 Building $347,052 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 71 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 5 (2001–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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